| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 2909 13TH ST 4TH FL GULFPORT, MS 39501 | BLUECROSS BLUESHIELD OF TEXAS | — | $3K | $3K | 0.08% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | BLUECROSS BLUESHIELD OF TEXAS | — | $718 | $718 | 0.02% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $12K | — | $12K | 15.00% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 2909 13TH ST 4TH FL GULFPORT, MS 39501 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $6K | $6K | 7.27% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $12K | — | $12K | 15.00% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 2909 13TH ST 4TH FL GULFPORT, MS 39501 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $6K | $6K | 7.24% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $11K | — | $11K | 15.00% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 2909 13TH ST 4TH FL GULFPORT, MS 39501 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $5K | $5K | 6.56% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $3K | — | $3K | 8.00% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 2909 13TH ST 4TH FL GULFPORT, MS 39501 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $1K | $1K | 3.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 564 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 564 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 564 | $3.5M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 564 | $3.5M |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE CO | 320 | $34K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 417 | $148K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE CO | 417 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 564 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.