| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, LLC | 12712 PARK CENTRAL DRIVE, SUITE 100 DALLAS, TX 75251 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $83K | $83K | 0.96% |
| CHARLES DUAX3 | 215 6TH AVENUE SOUTH CLINTON, IA 52732 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 0.05% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, LLC | 12712 PARK CENTRAL DRIVE, SUITE 100 DALLAS, TX 75251 | AETNA LIFE INSURANCE COMPANY | $0 | $79 | $79 | 0.01% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | HEALTHPARTNERS INSURANCE COMPANY | $0 | $5K | $5K | 1.18% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH, SUITE 900 KANSAS CITY, MO 64112 | HEALTHPARTNERS INSURANCE COMPANY | $0 | $2K | $2K | 0.38% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | 700 WEST 47TH STREET, SUITE 1100 KANSAS CITY, MO 64112 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $12K | $0 | $12K | 7.50% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | PO BOX 632886 CINCINNATI, OH 45263 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.21% |
| JERRY M. SHULER3 | 13500 MIDWAY ROAD, SUITE 401 DALLAS, TX 75244 | AFLAC | $5K | $405 | $5K | 6.10% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TEXAS INC AND OTHER AGNTS | 15305 DALLAS PARKWAY, SUITE 1100 ADDISON, TX 75001 | AFLAC | $3K | $103 | $3K | 3.76% |
| KIMBERLY WEBB3 | 26729 NORTH 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $1K | $0 | $1K | 1.61% |
| RACHEL JOY BIGELOW3 | 10140 WEST POTTER DRIVE PEORIA, AZ 85382 | AFLAC | $1K | $0 | $1K | 1.35% |
| SCOTT WEBB3 | 26729 NORTH 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $801 | $0 | $801 | 0.91% |
| BRENT MERLYN BIGELOW3 | 10140 WEST POTTER DRIVE PEORIA, AZ 85382 | AFLAC | $762 | $0 | $762 | 0.87% |
| RAND G SIMKINS3 Filed as: RAND G. SIMKINS | 1609 THOMPSON DRIVE CARROLLTON, TX 75010 | AFLAC | $488 | $0 | $488 | 0.56% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | PO BOX 632886 CINCINNATI, OH 45263 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 12.76% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | 4722 NORTH 24TH STREET SUITE 300 PHOENIX, AZ 85016 | SUN LIFE ASSURANCE COMPANY OF CANADA | $529 | $0 | $529 | 5.52% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | 700 WEST 47TH STREET, SUITE 1100 KANSAS CITY, MO 64112 | SUN LIFE ASSURANCE COMPANY OF CANADA | $429 | $0 | $429 | 4.48% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | 4722 NORTH 24TH STREET SUITE 300 PHOENIX, AZ 85016 | SUN LIFE ASSURANCE COMPANY OF CANADA | $95 | $0 | $95 | 5.81% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | 700 WEST 47TH STREET, SUITE 1100 KANSAS CITY, MO 64112 | SUN LIFE ASSURANCE COMPANY OF CANADA | $69 | $0 | $69 | 4.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 732 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 25 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 777 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,427 | $9.2M |
| Dental(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 577 | $424K |
| Vision | VISION SERVICE PLAN | 524 | $79K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,187 | $557K |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,187 | $557K |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,187 | $557K |
| Prescription drug(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,427 | $9.2M |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 1,187 | $645K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,427 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.