| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $246K | — | $246K | 9.14% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $58K | $8K | $67K | 5.23% |
| AVANT SPECIALTY BENEFITS LLC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $23K | $23K | 1.84% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $37K | $7K | $44K | 5.45% |
| AVANT SPECIALTY BENEFITS LLC3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $15K | — | $15K | 1.84% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $27K | $7K | $34K | 5.69% |
| AVANT SPECIALTY BENEFITS LLC3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $11K | $11K | 1.83% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | VISION SERVICE PLAN | — | — | $0 | 0.00% |
| AVANT SPECIALTY BENEFITS LLC4 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $56K | $14K | $71K | 25.00% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 0.91% |
| AVANT SPECIALTY BENEFITS LLC4 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $34K | $9K | $43K | 25.00% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 0.91% |
| HOLMES MURPHY & ASSOCIATES | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $9K | — | $9K | 9.10% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | CIGNA DENTAL OF KENTUCKY, IN. | $2K | — | $2K | 9.19% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $422 | $1K | 6.38% |
| HOLMES MURPHY & ASSOCIATES | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | CIGNA DENTAL HEALTH PLAN OF FLORIDA, INC. | $363 | — | $363 | 7.94% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | CIGNA DENTAL HEALTH OF KANSAS, INC. | $363 | — | $363 | 11.92% |
| HOLMES MURPHY & ASSOCIATES | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $187 | — | $187 | 12.28% |
| AVANT SPECIALTY BENEFITS LLC3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $40K | $10K | $50K | — |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, STE 100 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,627 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,627 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(6 contracts, 6 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,400 | $2.8M |
| Vision | VISION SERVICE PLAN | 3,089 | $369K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,716 | $1.3M |
| Short-term disability(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,666 | $835K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 953 | $599K |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,032 | $454K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,716 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.