| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GORDON YOUNGBLOOD Filed as: GORDON R YOUNGBLOOD | 15950 DALLAS PKWY SUITE 400 DALLAS, TX 75248 | BLUE CROSS BLUE SHIELD | $117K | — | $117K | 2.81% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD GBS FINANCE 4TH FLOOR ROLLING MEADOWS, IL 60008 | BLUE CROSS BLUE SHIELD | $23K | — | $23K | 0.56% |
| GORDON YOUNGBLOOD3 Filed as: GORDON R. YOUNGBLOOD | 15950 DALLAS PKWY SUITE 400 DALLAS, TX 75248 | SUN LIFE ASSURANCE COMPANY OF CANADA | $37K | — | $37K | 11.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD GBS FINANCE 4TH FLOOR ROLLING MEADOWS, IL 60008 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 1.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 95287 CHICAGO, IL 60694 | SUN LIFE ASSURANCE COMPANY OF CANADA | $259 | — | $259 | 0.08% |
| GORDON YOUNGBLOOD Filed as: GORDON R YOUNGBLOOD | 15950 DALLAS PKWY SUITE 400 DALLAS, TX 75248 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 5.47% |
| LARRY K. ANDERS Filed as: LARRY W BURGESS | 2435 N CENTRAL EXPRESSWAY STE 1020 DALLAS, TX 75080 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 4.10% |
| JOHN T TASI-MEU-CHONG Filed as: JOHN T TSAI-MEU-CHONG | 3308 PRESTON RD STE 350-185 PLANO, TX 75093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 4.10% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | TWO PIERCE PL 21ST FL ITASCA, IL 60143 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 2.81% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $317 | — | $317 | 0.23% |
| GORDON YOUNGBLOOD3 Filed as: GORDON R. YOUNGBLOOD | 15950 DALLAS PKWY SUITE 400 DALLAS, TX 75248 | SUPERIOR VISION PLAN | $3K | — | $3K | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 265 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 554 | $4.2M |
| Vision | SUPERIOR VISION PLAN | 203 | $25K |
| Prescription drug | BLUE CROSS BLUE SHIELD | 554 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 554 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.