| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MC & H LIFE AGENCY INC3 Filed as: MC & H LIFE AGENCY, INC. | 8144 WALNUT HILL LANE 1600 DALLAS, TN 75231 | BLUECROSS BLUESHIELD | $2K | $0 | $2K | 0.14% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN #1600 DALLAS, TX 75231 | UNITED CONCORDIA INSURANCE COMPANY | $7K | $1K | $8K | 10.55% |
| GUARANTY CALIFORNIA INS SERVICES3 Filed as: GUARANTY INSURANCE SERVICES | 2301 W. PLANO PKWY #108 PLANO, TN 75075 | UNITED CONCORDIA INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN #1600 DALLAS, TN 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $432 | $5K | 15.21% |
| TIMOTHY D BROOKS3 | 2602 RIDGE RD STE 1 ROCKWALL, TN 75087 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 5.18% |
| CHARLIE MONEY INS SVCS INC3 | 3212 BARKWOOD LANE FRISCO, TN 75034 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $838 | $0 | $838 | 3.16% |
| COPELAND FINL SVCS INC3 | 4701 ALTAMESA BLVD STE 2M FORTH WORTH, TN 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $757 | $0 | $757 | 2.85% |
| STARNES-OSBURN & ASSOCIATES, LLC3 Filed as: STARNES-OSBURN & ASSOCIATES LLC | PO BOX 740 HALLETTSVILLE, TX 77964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $694 | $0 | $694 | 2.61% |
| PATRICK PARHAM3 | 6918 BLENHEIM DRIVE SPRING, TN 77379 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $553 | $0 | $553 | 2.08% |
| WENDY SUSAN GARCIA3 | 4408 HALE ST. THE COLONY, TX 75056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $117 | $0 | $117 | 0.44% |
| DAVID BOYD SCHAFER3 | 3606 LAMESA DR GARLAND, TX 75041 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $104 | $0 | $104 | 0.39% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN #1600 DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $253 | $3K | 15.32% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN #1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | $0 | $1K | 10.03% |
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES, INC | 3421 EXECUTIVE CENTER DR. #200 AUSTIN, TX 78731 | UNITEDHEALTHCARE INSURANCE COMPANY | $112 | $0 | $112 | 0.84% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 1600 DALLAS, TX 75231 | UNUM LIFE INSRUANCE COMPANY OF AMERICA | $796 | $76 | $872 | 15.40% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN # 1600 DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $432 | $22 | $454 | 23.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 210 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD | 312 | $1.1M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 182 | $78K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 199 | $13K |
| Life insurance(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 210 | $50K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 85 | $58K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 85 | $32K |
| Other(4 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 210 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.