| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | — | BLUECROSS BLUESHIELD OF TEXAS | $25K | — | $25K | 2.00% |
| VOUGE INSURANCE AGENCY, LLC3 | — | BLUECROSS BLUESHIELD OF TEXAS | $15K | — | $15K | 1.20% |
| ROBERT LEE MORRISON3 | — | BLUECROSS BLUESHIELD OF TEXAS | $5K | — | $5K | 0.44% |
| KENT MICHAEL HAGOOD3 | — | BLUECROSS BLUESHIELD OF TEXAS | $4K | — | $4K | 0.36% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | 5080 SPECTRUM DR STE 900E ADDISON, TX 75001 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 5.67% |
| VOGUE INSURANCE AGENCY LLC3 | 1201 N WATSON RD STE 287 ARLINGTON, TX 760066222 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.66% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC. | 12222 MERIT DR STE 1780 DALLAS, TX 75251 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.30% |
| ROBERT LEE MORRISON3 | 679 CIMARRON TRAIL IRVING, TX 75063 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.64% |
| KENT MICHAEL HAGOOD3 | 3511 WESTCLIFF RD S FORT WORTH, TX 76109 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.34% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CENTER DR. STE 210 GREENSBORO, NC 27409 | PRINCIPAL LIFE INSURANCE COMPANY | — | $820 | $820 | 0.80% |
| TRAVIS ZSCHECK3 | 6071 VILLAGE BEND DR APT 407 DALLAS, TX 75206 | AFLAC | $2K | — | $2K | 11.26% |
| DOMINIC J ASHLEY3 | 5431 MONTICELLO AVE DALLAS, TX 75206 | AFLAC | $550 | — | $550 | 2.60% |
| AMANDA LEAH RISNER3 | 6849 ELM ST. FRISCO, TX 75034 | AFLAC | $361 | — | $361 | 1.70% |
| WILMA GALE JOHNSON3 | 1821 N LAKE FOREST DR. STE 700-226 MCKINNEY, TX 75071 | AFLAC | $336 | — | $336 | 1.59% |
| MICHAEL RAY ROBINS3 | 3943 RANCH ESTATES DR. PLANO, TX 75074 | AFLAC | $284 | — | $284 | 1.34% |
| H PATRICK BRUMLEY3 Filed as: H. PATRICK BRUMLEY | 1524 TWISTLEAF RD. ARGYLE, TX 76226 | AFLAC | $133 | — | $133 | 0.63% |
| SHARYL K BATHE3 Filed as: SHARYL K JUNEAU | 620 ODD FELLOW RD. MATTOON, IL 61938 | AFLAC | $124 | — | $124 | 0.59% |
| CRAIG S DAVIES3 | 531 SANDY LN FLOWER MOUND, TX 75022 | AFLAC | $97 | — | $97 | 0.46% |
| TAMMYE DEE ISBELL3 | 905 W COLLEGE ST JACKSBORO, TX 76458 | AFLAC | $90 | — | $90 | 0.42% |
| TARA MCKNIGHT3 | 3943 RANCH ESTATES DR. PLANO, TX 75074 | AFLAC | $70 | — | $70 | 0.33% |
| LEANN RENEE BRUMLEY3 | 1524 TWISTLEAF RD. ARGYLE, TX 76226 | AFLAC | $65 | — | $65 | 0.31% |
| KENNETH B ISBELL3 Filed as: KENNETH B. ISBELL | 905 W. COLLEGE ST. JACKSBORO, TX 76458 | AFLAC | $57 | — | $57 | 0.27% |
| FRANKLIN R DAVIES3 | 201 ROYAL ARBERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $51 | — | $51 | 0.24% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $34 | — | $34 | 0.16% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR. CARROLLTON, TX 75006 | AFLAC | $18 | — | $18 | 0.08% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PARKWAY SE 100387 MCKINNEY, TX 75070 | AFLAC | $15 | — | $15 | 0.07% |
| DAVID M COUGHLIN3 | 1400 SUN COPPER DR LAS VEGAS, NV 89117 | AFLAC | $14 | — | $14 | 0.07% |
| HARVEY EDWARD MCCREARY JR3 | 717 BOSLEY DR FATE, TX 75087 | AFLAC | $9 | — | $9 | 0.04% |
| RICKY POLSER3 | 1210 COUNTY ROAD 4930 LEONARD, TX 75452 | AFLAC | $4 | — | $4 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 161 | $1.2M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 217 | $124K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 217 | $103K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 217 | $103K |
| Short-term disability | AFLAC | 14 | $21K |
| Other | AFLAC | 14 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.