| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE COMPANY OF CANADA | $24K | — | $24K | 4.90% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS AND FINANCIAL SVCS | PO BOX 29675 LOCKBOX 2027 PHOENIX, AZ 85038 | SUN LIFE ASSURANCE COMPANY OF CANADA | $41 | — | $41 | 0.01% |
| KENNETH SUITER3 Filed as: KENNETH SUTTER | 6804 ALCOVE LANE PLANO, TX 75024 | AFLAC | $19K | $861 | $20K | 8.41% |
| DONNA SHAW3 | 4811 KOEHLER RD ERIE, PA 16510 | AFLAC | $6K | $209 | $6K | 2.44% |
| NANCY E ODOM3 Filed as: NANCY ODOM | 9330 LYNDON B JOHNSON FWY STE 1125 DALLAS, TX 75243 | AFLAC | $3K | $139 | $3K | 1.37% |
| DEBORAH A KRUMP3 Filed as: DEBORAH KRUMP | 1407 33RD ST S STE 107 SAINT CLOUD, MN 56301 | AFLAC | $2K | $90 | $2K | 0.88% |
| ANGEL SAUCEDO3 | 10001 S 1ST ST APT 822 AUSTIN, TX 78748 | AFLAC | $2K | $74 | $2K | 0.86% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DR STE 205 MEADVILLE, PA 16335 | AFLAC | $986 | $42 | $1K | 0.43% |
| KRISTI KIM GOODELL3 Filed as: KRISTI GOODELL | 10017 E MOUNTAIN VIEW RD UNIT 1074 SCOTTSDALE, AZ 85258 | AFLAC | $968 | $54 | $1K | 0.42% |
| HUMAN INITIATIVES INC3 | 8700 MANCHACA RD STE 503 AUSTIN, TX 78748 | AFLAC | $932 | — | $932 | 0.39% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 57 PICKERING ST BROOKVILLE, PA 15825 | AFLAC | $729 | $42 | $771 | 0.32% |
| BRENT LYNN SCHNEIDER3 Filed as: BRENT SCHNEIDER | 4220 PIKE CT PLANO, TX 75093 | AFLAC | $770 | — | $770 | 0.32% |
| MARY PAGE3 | PO BOX 1714 JOSHUA, TX 76058 | AFLAC | $583 | — | $583 | 0.24% |
| TERRY LAXSON3 | 2101 S INTERSTATE 35 STE 100 AUSTIN, TX 78741 | AFLAC | $545 | $15 | $560 | 0.23% |
| MICHAEL B DUECY3 Filed as: MICHAEL DUECY | 1011 LAUREL CV BUDA, TX 78610 | AFLAC | $517 | — | $517 | 0.21% |
| JEROME JEFFREY PESEK3 Filed as: JEROME PESEK | 330 TORRINGTON DR AUSTIN, TX 78737 | AFLAC | $483 | $15 | $498 | 0.21% |
| ROBERT PERRY EVANS JR3 Filed as: ROBERT EVANS JR | 1031 SADDLEBROOK DR LUCAS, TX 75002 | AFLAC | $478 | — | $478 | 0.20% |
| SHAMSOUN DIKORI3 | 9944 WALNUT ST APT 2094 DALLAS, TX 75243 | AFLAC | $373 | — | $373 | 0.15% |
| RONALD DIETL3 | PO BOX 42 CLEAR LAKE, MN 55319 | AFLAC | $336 | $29 | $365 | 0.15% |
| RACHEL F JASCHKE3 Filed as: RACHEL JASCHKE | 2033 PEACH DR NE SAUK RAPIDS, MN 56379 | AFLAC | $276 | $57 | $333 | 0.14% |
| HARVEY EDWARD MCCREARY JR3 Filed as: HARVEY MCCREARY JR | 273 BELLWOOD DR GARLAND, TX 75040 | AFLAC | $299 | — | $299 | 0.12% |
| TERRY E ANDERSON3 Filed as: TERRY ANDERSON | 700 CEDAR ST STE 185 ALEXANDRIA, MN 56308 | AFLAC | $238 | $29 | $267 | 0.11% |
| LARRY D DENNY3 Filed as: LARRY MARONEY | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $232 | — | $232 | 0.10% |
| DAWN D STILLWELL3 Filed as: DAWN STILLWELL | 206 GATLIN CREEK RD DRIPPING SPRINGS, TX 78620 | AFLAC | $227 | — | $227 | 0.09% |
| JEREMIAH J KERSTETTER3 Filed as: JEREMIAH KERSTETTER | 6889 HIGHTOWER DR APT 523 NORTH RICHLAND HILLS, TX 76182 | AFLAC | $221 | — | $221 | 0.09% |
| JASON MARONEY3 | PO BOX 841 INGRAM, TX 78025 | AFLAC | $214 | — | $214 | 0.09% |
| EUREKA LYNN HENDERSON3 Filed as: EUREKA HENDERSON | 1906 NOLEN CT APT B ARLINGTON, TX 76012 | AFLAC | $191 | — | $191 | 0.08% |
| JENNIFER LOWE3 | 502 MOONLIGHT CIR NEW BRAUNFELS, TX 78132 | AFLAC | $180 | — | $180 | 0.07% |
| CLEMENT DANIEL II3 | 4725 STONEOAK DR BELTON, TX 76513 | AFLAC | $171 | — | $171 | 0.07% |
| DOROTHY CIMBANIN3 | PO BOX 227 JARRELL, TX 76537 | AFLAC | $170 | — | $170 | 0.07% |
| MARIA MULLIGAN3 | 24654 N LAKE PLEASANT PKWY 103-417 PEORIA, AZ 85383 | AFLAC | $126 | $11 | $137 | 0.06% |
| DEBORAH L RANSDELL3 Filed as: DEBORAH RANSDELL | 8512 SELWAY DR AUSTIN, TX 78736 | AFLAC | $135 | — | $135 | 0.06% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | AFLAC | $134 | — | $134 | 0.06% |
| TODD H BURRER3 Filed as: TODD BURRIER | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | AFLAC | $130 | — | $130 | 0.05% |
| CAROL PURDY FIELDS3 Filed as: CAROL HANSEN | 1895 52ND ST SW PEQUOT LAKES, MN 56472 | AFLAC | $127 | — | $127 | 0.05% |
| MULLIGAN BENEFITS LLC3 | 24654 N LAKE PLEASANT PKWY 103-417 PEORIA, AZ 85383 | AFLAC | $114 | $11 | $125 | 0.05% |
| CHRISTIAN M KRUEGER3 Filed as: CHRISTIAN KRUEGER | 1259 LOOP 337 2ND FLOOR NEW BRAUNFELS, TX 78130 | AFLAC | $121 | — | $121 | 0.05% |
| GARY C KLEIN3 Filed as: GARY KLEIN | 5924 BALFOUR CT STE 100 CARLSBAD, CA 92008 | AFLAC | $112 | — | $112 | 0.05% |
| SCOTT WEBB3 | 2155 W PINNACLE PEAK RD STE 205 PHOENIX, AZ 85027 | AFLAC | $97 | — | $97 | 0.04% |
| DARBY A BAER3 | PMB 220 84 PO BOX 2428 PENSACOLA, FL 32513 | AFLAC | $87 | — | $87 | 0.04% |
| DONALD JEFFREY BYNUM3 Filed as: DONALD BYNUM | 1105 HUNTRIDGE CIR AUSTIN, TX 78758 | AFLAC | $85 | — | $85 | 0.04% |
| JOHN P THOMPSON3 Filed as: JOHN THOMPSON SR | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $78 | — | $78 | 0.03% |
| MELISSA B BOYLE3 Filed as: MELISSA BOYLE | 6465 GREENWOOD PLAZA BLVD STE 750 GREENWOOD VILLAGE, CO 80111 | AFLAC | $73 | — | $73 | 0.03% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $68 | — | $68 | 0.03% |
| JUDY LAFEMINA3 | PO BOX 2129 FRISCO, TX 75034 | AFLAC | $62 | — | $62 | 0.03% |
| CYNDE DAVIS3 | 2305 S CUSTER RD APT 1106 MCKINNEY, TX 75070 | AFLAC | $60 | — | $60 | 0.02% |
| JEFFREY D HARNED3 Filed as: JEFFREY HANSEN | 1895 52ND ST SW PEQUOT LAKES, MN 56472 | AFLAC | $59 | — | $59 | 0.02% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 1259 LOOP 338 2ND FLOOR NEW BRAUNFELS, TX 78130 | AFLAC | $55 | — | $55 | 0.02% |
| SUZANNE LEWIS3 | 7116 RIPLEY ST MCKINNEY, TX 75071 | AFLAC | $51 | — | $51 | 0.02% |
| JACOB C ECHOLS3 Filed as: JACOB ECHOLS | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $51 | — | $51 | 0.02% |
| RICHARD H NASH3 Filed as: RICHARD NASH | 6503 MISSY DRIVE DALLAS, TX 75252 | AFLAC | $51 | — | $51 | 0.02% |
| JACOB VAUGHAN3 | 800 W RENNER RD APT 3018 RICHARDSON, TX 75080 | AFLAC | $50 | — | $50 | 0.02% |
| STEVEN S. RODRIGUES3 Filed as: STEVEN RODRIGUES | 57 MEADOW LARK DR CRANSTON, RI 02921 | AFLAC | $48 | — | $48 | 0.02% |
| MARK K HASLEY3 Filed as: MARK HASLEY | 21732 N 86TH DR PEORIA, AZ 85382 | AFLAC | $48 | — | $48 | 0.02% |
| SCOTT WOOD3 Filed as: SCOTT KOSTEL | 9566 E WINDROSE DR SCOTTSDALE, AZ 85260 | AFLAC | $45 | — | $45 | 0.02% |
| TIMOTHY R QUINLAN2 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LN RENFREW, PA 16053 | AFLAC | $42 | — | $42 | 0.02% |
| AMANDA MCCANN POTTER3 Filed as: AMANDA POTTER | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $42 | — | $42 | 0.02% |
| LINDA G INKS3 Filed as: LINDA INKS | 17680 PALLADIUM LN EDMOND, OK 73012 | AFLAC | $40 | — | $40 | 0.02% |
| DAVID ALAN OZOWSKI3 Filed as: DAVID OZOWSKI | 7108 OCCIDENTAL ROAD PLANO, TX 75025 | AFLAC | $36 | — | $36 | 0.01% |
| PARTICIA ROGOSHESKE3 | 1255 10TH AVE N SAINT CLOUD, MN 56303 | AFLAC | $30 | — | $30 | 0.01% |
| ERNEST ANDREW GOVEA3 Filed as: ERNEST GOVEA | 321 BOIS DARC ST LOCKHART, TX 78644 | AFLAC | $29 | — | $29 | 0.01% |
| BRENT FORD3 | 40 NE LOOP 410 STE 408 SAN ANTONIO, TX 78216 | AFLAC | $29 | — | $29 | 0.01% |
| BARBARA ANN MCNAUGHTON3 Filed as: BARBARA MCNAUGHTON | 10000 N 31ST AVE STE C107 PHOENIX, AZ 85051 | AFLAC | $28 | — | $28 | 0.01% |
| DONALD GREEN3 | 1611 W PLACITA GARBO GREEN VALLEY, AZ 85622 | AFLAC | $26 | — | $26 | 0.01% |
| MARK S TAGLIAFERRI3 Filed as: MARK TAGLIAFERRI | 4 LEIGHAS LN COVENTRY, RI 02816 | AFLAC | $26 | — | $26 | 0.01% |
| CAROL S POOLE3 Filed as: CAROL POOLE | 2502 BLOSSOM TRL MANSFIELD, TX 76063 | AFLAC | $25 | — | $25 | 0.01% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITEDR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $23 | — | $23 | 0.01% |
| STEPHANIE N. PANCHISHIN3 Filed as: STEPHANIE CENTER | 14812 LITTLE ANNE DR LITTLE ELM, TX 75068 | AFLAC | $22 | — | $22 | 0.01% |
| DARON H PHILLIPS3 Filed as: DARON PHILLIPS | 8690 FM 1979 MARTINDALE, TX 78655 | AFLAC | $20 | — | $20 | 0.01% |
| CRAIG R TURNER3 Filed as: CRAIG TURNER | 310 E INTERSTATE 30 STE 320 GARLAND, TX 75043 | AFLAC | $19 | — | $19 | 0.01% |
| JAMES ROB BLAKEY3 Filed as: JAMES BLAKEY | 14234 SAVANNAH PASS SAN ANTONIO, TX 78216 | AFLAC | $18 | — | $18 | 0.01% |
| A C LONG & ASSOCIATES INC3 | 1113 MEDINA RD STE 500 MEDINA, OH 44256 | AFLAC | $17 | — | $17 | 0.01% |
| JOY GRUBE PADGELEK3 Filed as: JOY PADGELEK | 1195 WASHINGTON PIKE SUTIE 300 BRIDGEVILLE, PA 15017 | AFLAC | $17 | — | $17 | 0.01% |
| MISTY D SHARP3 Filed as: MISTY SHARP | 2355 W PINNACLE PEAK RD STE 380 PHOENIX, AZ 85027 | AFLAC | $16 | — | $16 | 0.01% |
| FRANKLIN R DAVIES3 Filed as: FRANKLIN DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $16 | — | $16 | 0.01% |
| JENNIFER JONES3 | 2905 S POWERS RD SALINA, KS 67401 | AFLAC | $15 | — | $15 | 0.01% |
| MICHELLE MAGUIRE3 | 7825 WASHINGTON AVE S SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $14 | — | $14 | 0.01% |
| HEATHER F SEIBERT3 Filed as: HEATHER SEIBERT | PO BOX 1329 SHINER, TX 77984 | AFLAC | $13 | — | $13 | 0.01% |
| WILLIAM H KIRK3 Filed as: WILLIAM KIRK | 110 JEFFERSON BLVD WARWICK, RI 02888 | AFLAC | $12 | — | $12 | 0.00% |
| JEREMY L TOMLINSON3 Filed as: JEREMY TOMLINSON | 7825 WASHINGTON AVE S STE 425 MINNEAPOLIS, MN 55439 | AFLAC | $11 | — | $11 | 0.00% |
| BRIAN TODD KAUFFMAN3 Filed as: BRIAN KAUFMAN | 315 GREEN RIDGE ROAD SUITE H-1 NEW CASTLE, PA 16105 | AFLAC | $11 | — | $11 | 0.00% |
| RAND G SIMKINS3 Filed as: RAND SIMKINS | 1237 SHAWNEE TRL CARROLLTON, TX 75007 | AFLAC | $10 | — | $10 | 0.00% |
| BRIAN TAYLOR3 | 8515 S INTERSTATE 35 AUSTIN, TX 78744 | AFLAC | $9 | — | $9 | 0.00% |
| GREGORY STENZEL3 | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $9 | — | $9 | 0.00% |
| GERHARD K GAISER3 Filed as: GERHARD GAISER | PO BOX 3363 ERIE, PA 16508 | AFLAC | $8 | — | $8 | 0.00% |
| SINAPI INSURANCE ASSOCIATES INC3 | 16 SWAN CT CRANSTON, RI 02921 | AFLAC | $8 | — | $8 | 0.00% |
| JOE A DEPASQUAL3 Filed as: JOE DEPASQUAL | 403 N FM 113 WEATHERFORD, TX 76088 | AFLAC | $7 | — | $7 | 0.00% |
| CHAD T NEVINS3 Filed as: CHAD NEVINS | STE P129 11811 N TATUM BLVD PHOENIX, AZ 85028 | AFLAC | $7 | — | $7 | 0.00% |
| CHERISE M WADE3 Filed as: CHERISE WADE | 4003 NE 23RD PL CAPE CORAL, FL 33909 | AFLAC | $7 | — | $7 | 0.00% |
| DONALD LARRY REYNOLDS3 Filed as: DONALD REYNOLDS | 8945 33RD ST N #B LAKE ELMO, MN 55042 | AFLAC | $5 | — | $5 | 0.00% |
| KEVIN WRONA3 | 4086 FAR O WAY LN RICHFIELD, OH 44286 | AFLAC | $5 | — | $5 | 0.00% |
| JOSEPH MANGANO3 | 6100 OAK TREE BLVD STE 200 INDEPENDENCE, OH 44131 | AFLAC | $5 | — | $5 | 0.00% |
| DENNIS HULSE3 | 240 PARALLEL ST PLEASANTVILLE, PA 16341 | AFLAC | $5 | — | $5 | 0.00% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $4 | — | $4 | 0.00% |
| JAY T REX3 Filed as: JAY REX | 3710 CANEY CREEK RD AUSTIN, TX 78732 | AFLAC | $4 | — | $4 | 0.00% |
| SHARON I. MCDELVEY3 Filed as: SHARON MCELVEY | 197 N NOTTINGHAM LN LOT 3 PAYSON, AZ 85541 | AFLAC | $3 | — | $3 | 0.00% |
| CHAD P SCHNEIDER3 Filed as: CHAD SCHNEIDER | 14430 BENEFIT ST APT 308 SHERMAN OAKS, CA 91423 | AFLAC | $3 | — | $3 | 0.00% |
| ROBERT D SEIBERT3 Filed as: ROBERT SEIBERT | PO BOX 1329 SHINER, TX 77984 | AFLAC | $3 | — | $3 | 0.00% |
| MAKOWSKI INS AGCY INC3 | 9404 WOODCHIP LN BROADVIEW HTS, OH 44147 | AFLAC | $3 | — | $3 | 0.00% |
| TRACI J MOORE3 Filed as: TRACI MOORE | 5712 COUNTY ROAD 141 SAINT CLOUD, MN 56301 | AFLAC | $3 | — | $3 | 0.00% |
| ROBERT POTTER3 | 445 CANYON DR MESQUITE, NV 89027 | AFLAC | $3 | — | $3 | 0.00% |
| RONNY STINSON3 | 2020 VZ COUNTY ROAD 1703 GRAND SALINE, TX 75140 | AFLAC | $3 | — | $3 | 0.00% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINGTON, TN 37919 | AFLAC | $3 | — | $3 | 0.00% |
| SARAH WRONA3 | PO BOX 231 RICHFIELD, OH 44266 | AFLAC | $3 | — | $3 | 0.00% |
| KNUTE NELSON3 | 5650 W 36TH ST 506 ST STE 425 ST LOUSI PARK, MN 55416 | AFLAC | $2 | — | $2 | 0.00% |
| CHARLES MCCRANN3 | PO BOX 6971 CORPUS CHRISTI, TX 78466 | AFLAC | $2 | — | $2 | 0.00% |
| RUBEN JORGE FLORES JR3 Filed as: RUBEN FLORES JR | 1201 BRASHEAR LANE CEDAR PARK, TX 78613 | AFLAC | $2 | — | $2 | 0.00% |
| LESLIE REX3 | 4405 MERRIMAN DR PLANO, TX 75074 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFREY S GIBSON3 Filed as: JEFFREY GIBSON | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL G GLADNICK3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $1 | — | $1 | 0.00% |
| NATALIE MALHAM3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $1 | — | $1 | 0.00% |
| LAUREL L HARLOW3 Filed as: LAUREL HARLOW | 6200 W ROAN PL TUCSON, AZ 85743 | AFLAC | $1 | — | $1 | 0.00% |
| RAMIN BAHAR3 | 29 APRIL LN NANUET, NY 10954 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN BURLEY3 | 3060 W CALLE LUCINDA TUCSON, AZ 85741 | AFLAC | $1 | — | $1 | 0.00% |
| KEVIN J RYAN3 Filed as: KEVIN RYAN | 5 NATHAN PRATT DR UNIT 303 CONCORD, MA 01742 | AFLAC | $1 | — | $1 | 0.00% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 3.18% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $2K | $14K | 18.17% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.97% |
| WELLS FARGO INSURANCE SERVICES3 | 1018 W 9TH AVE KING OF PRUSSIA, PA 19406 | HYATT LEGAL PLANS | — | $27 | $27 | 0.16% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $422K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,076 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,076 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 801 | $686K |
| Vision | VISION SERVICE PLAN | 633 | $102K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,076 | $136K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,076 | $98K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 803 | $495K |
| Other(2 contracts, 2 carriers) | AFLAC | 336 | $258K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,076 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.