| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RYAN BENEFITS INC3 | 1100 MIRA VISTA BLVD PLANO, TX 75093 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $165K | $0 | $165K | 15.01% |
| RYAN BENEFITS INC3 Filed as: RYAN BENEFITS, INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | AMERITAS LIFE INSURANCE CORP | $51K | $1K | $52K | 15.31% |
| RYAN BENEFITS INC3 | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | SYMETRA LIFE INSURANCE COMPANY | $55K | $10K | $64K | 19.67% |
| RYAN BENEFITS INC3 | 1100 MIRA VISTA BLVD PLANO, TX 75093 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 7.23% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 2.99% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $918 | $4 | $922 | 1.75% |
| KELLY JACKS3 | 19601 LEWIS ROAD WANETTE, OK 74878 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $787 | $0 | $787 | 1.49% |
| GLENDA C FRY-STEWART3 | 12060 84TH STREET LEXINGTON, OK 73051 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $278 | $0 | $278 | 0.53% |
| JAMES D MORGAN3 Filed as: JAMES DAVID MORGAN | 3200 WEST BRITTON #98 OKLAHOMA CITY, OK 73120 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $227 | $12 | $239 | 0.45% |
| MICHAEL KURT MORGAN3 | 2625 NS 378 RD HOLDENVILLE, OK 74848 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $171 | $0 | $171 | 0.32% |
| RYAN BENEFITS INC3 | 1100 MIRA VISTA BLVD PLANO, TX 75093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 7.44% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $409 | $0 | $409 | 2.90% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $247 | $1 | $248 | 1.76% |
| KELLY JACKS3 | 19601 LEWIS RD WANETTE, OK 74878 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $199 | $0 | $199 | 1.41% |
| GLENDA C FRY-STEWART3 | 12060 84TH ST LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $141 | $0 | $141 | 1.00% |
| MICHAEL KURT MORGAN3 | 2625 NS 378 RD HOLDENVILLE, OK 74848 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | $0 | $62 | 0.44% |
| CRAIG LEE KREUTZER3 | 1112 WILSON DRIVE LANTANA, TX 76226 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $0 | $25 | 0.18% |
| RYAN BENEFITS INC3 Filed as: RYAN BENEFITS, INC. | 1100 MIRA VISTA BLVD., SUITE 3 PLANO, TX 75093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 11.54% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $461 | $0 | $461 | 3.33% |
| KELLY JACKS3 | 19601 LEWIS RD WANETTE, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $416 | $0 | $416 | 3.00% |
| GLYNDA C FRY-STEWART3 | 12060 84TH ST. LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $415 | $0 | $415 | 2.99% |
| TRACIE ELAINE PUTMAN3 | 6550 WINDRIDGE CIRCLE LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $356 | $0 | $356 | 2.57% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $294 | $5 | $299 | 2.16% |
| MICHAEL KURT MORGAN3 | 2625 NS 378 RD HOLDENVILLE, OK 74848 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.10% |
| RYAN BENEFITS INC3 | 1100 MIRA VISTA BLVD PLANO, TX 75093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 9.73% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $316 | $0 | $316 | 2.81% |
| KELLY JACKS3 | 19601 LEWIS RD WANETTE, OK 74878 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $248 | $0 | $248 | 2.21% |
| TRACY ELAINE PUTMAN3 Filed as: TRACY ELAIN PUTMAN | 6550 WINDRIDGE CIRCLE LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $237 | $0 | $237 | 2.11% |
| GLENDA C FRY-STEWART3 | 12060 84TH ST LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $226 | $0 | $226 | 2.01% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $206 | $3 | $209 | 1.86% |
| MICHAEL KURT MORGAN3 | 2625 NS 378 RD HOLDENVILLE, OK 74848 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | $0 | $42 | 0.37% |
| RYAN BENEFITS INC3 | 1100 MIRA VISTA BLVD PLANO, TX 75093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 13.09% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $371 | $0 | $371 | 3.95% |
| GLENDA C FRY-STEWART3 Filed as: GLENDA C FRY-STWEART | 12060 84TH ST LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $307 | $0 | $307 | 3.27% |
| KELLY JACKS3 | 19601 LEWIS RD WANETTE, OK 74878 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $277 | $0 | $277 | 2.95% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $233 | $3 | $236 | 2.51% |
| TRACY ELAINE PUTMAN3 | 6550 WINDRIDGE CIRCLE LEXINTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $225 | $0 | $225 | 2.40% |
| KATHY DARLENE HOUSTON EVANS3 | 912 W BROADWAY AVE ELK CITY, OK 73644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $0 | $11 | 0.12% |
| RYAN BENEFITS INC3 | 1100 MIRA VISTA BLVD PLANO, TX 75093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 21.39% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $178 | $0 | $178 | 3.22% |
| KELLY JACKS3 | 19601 LEWIS RD WANETTE, OK 74878 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $140 | $0 | $140 | 2.53% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $108 | $1 | $109 | 1.97% |
| TRACY ELAINE PUTMAN3 | 6550 WINDRIDGE CIRCLE LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $107 | $0 | $107 | 1.93% |
| GLENDA C FRY-STEWART3 | 12060 84TH ST LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $103 | $0 | $103 | 1.86% |
| MICHAEL KURT MORGAN3 | 2625 NS 378 RD HOLDENVILLE, OK 74848 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 0.51% |
| RYAN BENEFITS INC3 | 1100 MIRA VISTA BLVD PLANO, TX 75093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $475 | $0 | $475 | 10.55% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $140 | $0 | $140 | 3.11% |
| TRACY ELAINE PUTMAN3 | 6550 WINDRIDGE CIRCLE LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $132 | $0 | $132 | 2.93% |
| KELLY JACKS3 | 19601 LEWIS RD WANETTE, OK 74878 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $93 | $0 | $93 | 2.07% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | $1 | $90 | 2.00% |
| GLENDA C FRY-STEWART3 | 12060 84TH ST LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | $0 | $86 | 1.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 432 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP | 440 | $337K |
| Vision | AMERITAS LIFE INSURANCE CORP | 440 | $337K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 762 | $328K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 762 | $328K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 762 | $328K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 432 | $1.1M |
| Other(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 762 | $342K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 762 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.