| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD STE 170 GLEN ALLEN, VA 230606507 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 3.02% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD STE 170 GLEN ALLEN, VA 230606507 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 3.02% |
| DENTON & BAKER INSURANCE3 Filed as: DENTON AND BAKER INS | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 791093066 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 2.95% |
| DENTON & BAKER INSURANCE3 Filed as: DENTON AND BAKER INS | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 791093066 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 2.95% |
| DENTON & BAKER INSURANCE3 Filed as: DENTON AND BAKER INS | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 791093066 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 2.95% |
| JOHN S DENTON3 Filed as: JOHN DENTON | 2600 PARAMOUNT BLVD H3 AMARILLO, TX 791093066 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 2.93% |
| JERRY BAKER3 | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 791093066 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 2.93% |
| DENTON & BAKER INSURANCE3 | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 79109 | PAN AMERICAN LIFE INSURANCE CO | — | $77K | $77K | 27.71% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEITS | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | PAN AMERICAN LIFE INSURANCE CO | — | $23K | $23K | 8.45% |
| INSURANCE MANAGEMENT SERVICES5 | 731 N TAYLOR AMARILLO, TX 79107 | PAN AMERICAN LIFE INSURANCE CO | — | $18K | $18K | 6.38% |
| DENTON & BAKER INSURANCE3 Filed as: DENTON AND BAKER INSURANCE | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 79109 | AFLAC | $9K | — | $9K | 3.77% |
| PHYLLIS MCLEMORE3 Filed as: PHYLLIS DIANE MCLEMORE | 7005 NEWPORT DR AMARILLO, TX 79124 | AFLAC | $8K | $583 | $8K | 3.50% |
| FARRAH SHAH3 | 4609 SPARTANBURG DR AMARILLO, TX 79119 | AFLAC | $4K | $379 | $5K | 2.04% |
| MATTHEW D ALLISON3 | 1340 E 7TH ST STE 270 ODESSA, TX 79761 | AFLAC | $3K | $644 | $4K | 1.70% |
| RONDA J JONES3 | 1619 S KENTUCKY ST STE C370 AMARILLO, TX 79102 | AFLAC | $4K | $294 | $4K | 1.63% |
| MICHELLE SCHAFER3 | 1102 NOTTINGHAM RD ENID, OK 73703 | AFLAC | $3K | $288 | $3K | 1.41% |
| JACKIE ANN BRAZILLE3 | 2324 WINDMILL LN AMARILLO, TX 79124 | AFLAC | $2K | — | $2K | 1.02% |
| KAY R HOWELL3 | PO BOX 331 BORGER, TX 79008 | AFLAC | $1K | $273 | $2K | 0.71% |
| JEFFREY M SATTERLEE3 | 100 SUN AVE NE STE 650 ALBUQUERQUE, NM 87109 | AFLAC | $1K | — | $1K | 0.48% |
| SHEREE L. AMOS3 Filed as: SHEREE L AMOS | 13937 TECHNOLOGY DR STE B OKLAHOMA CITY, OK 73134 | AFLAC | $955 | $58 | $1K | 0.43% |
| TRESTIN MARCEL CLAY3 | 6801 WOLFLIN AVE APT 706 AMARILLO, TX 79106 | AFLAC | $842 | — | $842 | 0.36% |
| JEFF PETTIT3 | 4811 115TH ST LUBBOCK, TX 79424 | AFLAC | $826 | — | $826 | 0.35% |
| WESTON WHITSITT3 Filed as: WESTON S WHITSITT | 1354 CHEYENNE AVE ENID, OK 73703 | AFLAC | $650 | — | $650 | 0.28% |
| AMANDA MARION RITCHIE3 | 1617 S MEREDITH AVE DUMAS, TX 79029 | AFLAC | $441 | $201 | $642 | 0.27% |
| WILLIAM ATOR SANSING JR3 | 12 EDGEWATER DR AMARILLO, TX 79106 | AFLAC | $601 | — | $601 | 0.26% |
| SUSAN K MILLER3 | 1514 WASHITA MIDLAND, TX 79705 | AFLAC | $598 | — | $598 | 0.25% |
| ROGER LINCOLN WELLS3 | 415 W WALL ST STE 1818 MIDLAND, TX 79701 | AFLAC | $508 | — | $508 | 0.22% |
| BOBBY R STEWART3 | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $396 | $58 | $454 | 0.19% |
| MICHELLE S FLOWERS3 | 8101 SHELDON RD AMARILLO, TX 79119 | AFLAC | $314 | — | $314 | 0.13% |
| JENNIFER HANING3 | 7203 WILKERSON ST AMARILLO, TX 79119 | AFLAC | $266 | — | $266 | 0.11% |
| TRAVIS GEORGE REEDY3 | 22420 S BLESSEN RD CANYON, TX 79015 | AFLAC | $250 | — | $250 | 0.11% |
| KATIE MARIE HAWTHORNE3 | 2421 E WILLOW CREEK DR AMARILLO, TX 79108 | AFLAC | $180 | $48 | $228 | 0.10% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE D LUBBOCK, TX 79423 | AFLAC | $224 | — | $224 | 0.10% |
| PHYLLIS MCELMORE3 | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 79109 | AFLAC | $211 | — | $211 | 0.09% |
| JUDY ANN NEILL3 | 8603 POMONA DR AMARILLO, TX 79110 | AFLAC | $200 | — | $200 | 0.09% |
| JACQUELINE JEAN YEAGER3 | PO BOX 3185 CARLSBAD, NM 88221 | AFLAC | $164 | — | $164 | 0.07% |
| L CARTHEL ENTERPRISE INC3 | 4002 92ND ST LUBBOCK, TX 79423 | AFLAC | $152 | — | $152 | 0.06% |
| BRANDI MCCOWN3 | 4402 TAWNEY AVE AMARILLO, TX 79106 | AFLAC | $147 | — | $147 | 0.06% |
| DAVID W. KUHLMANN3 Filed as: DAVID W KUHLMAN | 4620 CONLEY AVE ODESSA, TX 79762 | AFLAC | $138 | — | $138 | 0.06% |
| EUGENIA JENKS-WHITSITT3 Filed as: EUGENIA J JENKS-WHITSITT | 1210 CANSLER DR ENID, OK 73703 | AFLAC | $132 | — | $132 | 0.06% |
| ROSS L WELLS3 | 415 W WALL ST STE 1818 MIDLAND, TX 79701 | AFLAC | $119 | — | $119 | 0.05% |
| AMANDA MCCANN POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $84 | — | $84 | 0.04% |
| MICHAEL GRASS3 | 31026 PECAN CREEK DR BROOKSHIRE, TX 77423 | AFLAC | $79 | — | $79 | 0.03% |
| KAY R HOWELL3 | 600 S TYLER ST STE 1800 AMARILLO, TX 79101 | AFLAC | $78 | — | $78 | 0.03% |
| PAUL B BROUCHOUD3 | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $74 | — | $74 | 0.03% |
| THERESA L RUCKER3 | 18014 CABIN GREEN CT HUMBLE, TX 77346 | AFLAC | $67 | — | $67 | 0.03% |
| DONNA CDEBACA STEWART3 | 3501 FRENCH PARK DR STE E EDMUND, OK 73034 | AFLAC | $58 | — | $58 | 0.02% |
| N C HALBERT III3 | 4400 N BIG SPRING ST STE E130 MIDLAND, TX 79705 | AFLAC | $55 | — | $55 | 0.02% |
| HENRY VOGELER3 Filed as: HENRY KURT VOGLER | 1 CHAMPIONS CIR AMARILLO, TX 79124 | AFLAC | $54 | — | $54 | 0.02% |
| LUIS OSCAR HUERTA3 | 5819 110TH ST LUBBOCK, TX 79424 | AFLAC | $54 | — | $54 | 0.02% |
| ELIANE HAMMAR3 | 7922 S 78TH EAST AVE TULSA, OK 74133 | AFLAC | $53 | — | $53 | 0.02% |
| JERRY BAKER3 Filed as: JERRY W LOCKHART | 6410 GRANTHAM DR AMARILLO, TX 79109 | AFLAC | $51 | — | $51 | 0.02% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $51 | — | $51 | 0.02% |
| JERRY RICHARD SPIVEY3 | 2404 SW 80TH ST OKLAHOMA CITY, OK 73159 | AFLAC | $46 | — | $46 | 0.02% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $42 | — | $42 | 0.02% |
| RONNIE DALE LEDBETTER3 Filed as: RONNIE DALE LEADBETTER | 6308 LOLA AVE SUITE 107 LUBBOCK, TX 79424 | AFLAC | $41 | — | $41 | 0.02% |
| ANGELIQUE N LILES3 | 3402 73RD ST UNIT E LUBBOCK, TX 79423 | AFLAC | $39 | — | $39 | 0.02% |
| NATALIE GUERRA3 | 2101 S FAIRFIELD ST AMARILLO, TX 79103 | AFLAC | $36 | — | $36 | 0.02% |
| JAMES D CONNER3 | 8212 ITHACA AVE STE 17 LUBBOCK, TX 79423 | AFLAC | $34 | — | $34 | 0.01% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 5601 COUNTY RD 1450 LUBBOCK, TX 79407 | AFLAC | $34 | — | $34 | 0.01% |
| LESLIE PAIGE SMITH3 | 5209 41ST ST LUBBOCK, TX 79414 | AFLAC | $33 | — | $33 | 0.01% |
| HAROLD B CHRISTENSEN3 | 4212 HOOKBILLED KITE BEE CAVE, TX 78738 | AFLAC | $31 | — | $31 | 0.01% |
| CECIL RAY PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $31 | — | $31 | 0.01% |
| BOB J BRYSON3 | 1889 SAN FERNANDO DR LOS CRUCES, NM 88011 | AFLAC | $30 | — | $30 | 0.01% |
| AMY SUZANNE HAYES3 | PO BOX 302 BUSHLAND, TX 79012 | AFLAC | $27 | — | $27 | 0.01% |
| SANDRA K RONQUILLO3 | 1207 W UNIVERSITY BLVD STE C ODESSA, TX 79764 | AFLAC | $27 | — | $27 | 0.01% |
| MARIA L GAYTAN3 | 8213 34TH ST LUBBOCK, TX 79407 | AFLAC | $26 | — | $26 | 0.01% |
| ADAM O MARQUEZ3 | 2505 CAMBRIDGE ST ODESSA, TX 79761 | AFLAC | $26 | — | $26 | 0.01% |
| MATTHEW JAMES AMOS3 | 14661 S MIDWEST BLVD EDMOND, OK 73034 | AFLAC | $22 | — | $22 | 0.01% |
| LEEANN GRUBBS3 | 1402 SUMMERCREST BLVD GEORGETOWN, TX 78626 | AFLAC | $22 | — | $22 | 0.01% |
| AMANDA V MOORE3 | 1633 53RD ST NW ALBUQUERQUE, NM 87105 | AFLAC | $21 | — | $21 | 0.01% |
| WILLIAM RANGEL-ALFARO3 | 1000 N MARYLAND AVE BIG LAKE, TX 76932 | AFLAC | $21 | — | $21 | 0.01% |
| KATY ANN ROWOLDT3 | 10605 E COUNTY ROAD 104 MIDLAND, TX 79706 | AFLAC | $21 | — | $21 | 0.01% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $20 | — | $20 | 0.01% |
| MICHAEL W JOINER3 | 6308 IOLA AVE UNIT 102 LUBBOCK, TX 79424 | AFLAC | $20 | — | $20 | 0.01% |
| DEBRA A WALDMAN3 | 61 TWITCHGRASS RD TRUMBILL, CT 06611 | AFLAC | $19 | — | $19 | 0.01% |
| STEPHEN W SIMPSON3 Filed as: STEPHEN SIMPSON | 540 CELTIC CT EDMUND, OK 73025 | AFLAC | $18 | — | $18 | 0.01% |
| SANDRA HOWARD3 | 1754 COUNTY STREET 2800 CHICKASHA, OK 73018 | AFLAC | $18 | — | $18 | 0.01% |
| THOMAS G MONTGOMERY3 | PO BOX 231 CROWLEY, TX 76036 | AFLAC | $15 | — | $15 | 0.01% |
| REGINA MORALES3 | 1715 9TH ST LEVELLAND, TX 79336 | AFLAC | $14 | — | $14 | 0.01% |
| LISA RENEE FREE3 | 204 HENRY ST DAINGERFIELD, TX 75638 | AFLAC | $14 | — | $14 | 0.01% |
| SHAWN R. GRANDI3 Filed as: SHAWN R GRANDI | 2009 EAGLE DR EDMOND, OK 73034 | AFLAC | $14 | — | $14 | 0.01% |
| AMER FINAN & AUTOMOTIVE SERV INC3 Filed as: AMER FINAN & AUTOMOTIVE | 24 WATERWAY AVE STE 900 THE WOODLANDS, TX 77380 | AFLAC | $12 | — | $12 | 0.01% |
| KIT CHAMBERS3 | 3934 MILLBROOK DR SAN ANGELO, TX 76904 | AFLAC | $12 | — | $12 | 0.01% |
| SHY LOWE MIDDLETON3 | 2265 INDUSTRIAL BLVD ABILENE, TX 79602 | AFLAC | $11 | — | $11 | 0.00% |
| SUSAN E RYAN3 | PO BOX 71 CORNELIUS, OR 97113 | AFLAC | $11 | — | $11 | 0.00% |
| LARRY K ORGAN3 | 14405 INTERSTATE 40 MCLEAN, TX 79057 | AFLAC | $10 | — | $10 | 0.00% |
| MICHAEL A SIMPSON3 | 1318 MONTGOMERY LANE SOUTHLAKE, TX 76092 | AFLAC | $10 | — | $10 | 0.00% |
| LISA B NEWPORT3 Filed as: LISA NEWPORT | 1009 SETTLERS DR EDMOND, OK 73034 | AFLAC | $10 | — | $10 | 0.00% |
| JOHSUA JACKS3 | 23291 LEWKIE LANE PURCELL, OK 73080 | AFLAC | $9 | — | $9 | 0.00% |
| SHANE M OWEN3 | 3000 UNITED FOUNDERS BLVD STE 100 OKLAHOMA CITY, OK 73112 | AFLAC | $8 | — | $8 | 0.00% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $8 | — | $8 | 0.00% |
| CHRSITINE A HAUK3 | 2100 S COTTONWOOD DR TEMPE, AZ 85282 | AFLAC | $7 | — | $7 | 0.00% |
| RAYMOND A KELLER JR3 | 930 E BROADMOR DR TEMPE, AZ 85282 | AFLAC | $7 | — | $7 | 0.00% |
| IVA GERMANY3 Filed as: IVA A GERMANY | 14433 LOCUST ST PIEDMONT, OK 73078 | AFLAC | $7 | — | $7 | 0.00% |
| KIMBERLY RONQUILLO3 | 2720 ROGER AVE ODESSA, TX 79762 | AFLAC | $6 | — | $6 | 0.00% |
| ADDISON R STEWART3 | 3325 FRENCH PARK DR STE 9 EDMOND, OK 73034 | AFLAC | $6 | — | $6 | 0.00% |
| BLESSED MOSLEY INC3 | 709 RIVERFALLS RD SAN ANGELO, TX 76903 | AFLAC | $6 | — | $6 | 0.00% |
| MISTY PREWIT3 | 5905 DUNBARTON OAKS BLVD MDLAND, TX 79705 | AFLAC | $6 | — | $6 | 0.00% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $6 | — | $6 | 0.00% |
| DAVID B MOSKOWITZ3 | 9191 N 117TH WAY SCOTTSDALE, AZ 85259 | AFLAC | $4 | — | $4 | 0.00% |
| LESTER RAY BLACKSHEAR3 | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $4 | — | $4 | 0.00% |
| DAVID HANCOCK INC3 | PO BOX 423 LAVON, TX 75166 | AFLAC | $3 | — | $3 | 0.00% |
| GARY W WARE JR3 | 3103 MEADOWBROOK DR CHAMPAIGN, IL 61822 | AFLAC | $3 | — | $3 | 0.00% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $3 | — | $3 | 0.00% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL L POTTER3 | 8901 W KAY LANE TOLLESON, AZ 85353 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID R LATTIMER3 | 3029 N SONORAN HILLS MESA, AZ 85207 | AFLAC | $2 | — | $2 | 0.00% |
| ED ELLISON3 | 1776 BLACK RIVER DR NE RIO RANCHO, NM 87144 | AFLAC | $2 | — | $2 | 0.00% |
| TODD E SHENBERGER3 | PO BOX 20412 ALBUQUERQUE, NM 87154 | AFLAC | $2 | — | $2 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INSURANCE MANAGEMENT SERVICES EIN 75-2355889 THIRD PARTY ADMINISTRATOR | Plan Administrator; Claims processing Service code 12 | — | $74K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PAN AMERICAN LIFE INSURANCE CO | 190 | $277K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 618 | $280K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 618 | $280K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 618 | $280K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 618 | $515K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 618 | $280K |
| Prescription drug | PAN AMERICAN LIFE INSURANCE CO | 190 | $277K |
| Stop-loss / reinsurancereinsurance | PAN AMERICAN LIFE INSURANCE CO | 190 | $277K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 618 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.