| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KEVIN L HALL3 | 2110 HORSESHOE LN LONGVIEW, TX 75605 | AMERICAN GENERAL LIFE INSURANCE COMPANY | $21K | — | $21K | 10.50% |
| JOHN M BLACK3 | 101 HURST ST CENTER, TX 75935 | AMERICAN GENERAL LIFE INSURANCE COMPANY | $9K | — | $9K | 4.50% |
| RICHARD AUGUST ASEL3 Filed as: RICHARD S JOHNSON | 8117 PRESTON RD., STE 530 DALLAS, TX 75225 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 5.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 1.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER RISK MGMT | 8117 PRESTON RD., STE 530 DALLAS, TX 75225 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $18 | $18 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,019 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 62 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,081 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMERICAN GENERAL LIFE INSURANCE COMPANY | 1,081 | $198K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 218 | $142K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 218 | $142K |
| Other | AMERICAN GENERAL LIFE INSURANCE COMPANY | 1,081 | $198K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,081 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.