| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPENSATION STRATEGIES GROUP OF TX3 | 101 SUMMIT AVENUE, SUITE 600 FORT WORTH, TX 76102 | RELIASTAR LIFE INSURANCE COMPANY | $9K | — | $9K | 2.10% |
| COMPENSATION STRATEGIES GROUP OF TX3 | 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $620 | $13K | 15.75% |
| COMPENSATION STRATEGIES GROUP OF TX3 | 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $449 | $6K | 10.68% |
| COMPENSATION STRATEGIES GROUP OF TX3 Filed as: COMPENSATION STRATEGIES GROUP | 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | SUPERIOR VISION PLAN | $3K | — | $3K | 9.82% |
| COMPENSATION STRATEGIES GROUP OF TX3 Filed as: COMPENSATION STRATEGIES GROUP | MALLICK TOWER 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $185 | $4K | 15.65% |
| COMPENSATION STRATEGIES GROUP OF TX3 | 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | UNION SECURITY INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| COMPENSATION STRATEGIES GROUP OF TX3 | 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | UNITED DENTAL CARE OF TEXAS INC | $988 | — | $988 | 10.00% |
| COMPENSATION STRATEGIES GROUP OF TX3 Filed as: COMPENSATION STRATEGIES GROUP | 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | UNION SECURITY INSURANCE COMPANY | $254 | — | $254 | 10.00% |
| COMPENSATION STRATEGIES GROUP OF TX3 | 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | UNITED DENTAL CARE OF TEXAS, INC. | $194 | — | $194 | 9.99% |
| COMPENSATION STRATEGIES GROUP OF TX3 | 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 761022612 | TEXAS DENTAL PLANS INC | $207 | — | $207 | 14.97% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GROUP PENSION ADMINSTRATORS INC EIN 75-2148164 NONE | Claims processing Service code 12 | — | $140K |
| LOGAN DICKINSON NONE | Consulting (general) Service code 16 | COMPENSATION STRATEGIES GROUP 101 SUMMIT AVENUE SUITE 600 FORT WORTH, TX 76102 | $27K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 204 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(5 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 67 | $30K |
| Vision | SUPERIOR VISION PLAN | 455 | $26K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 247 | $142K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 247 | $60K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 204 | $449K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 247 | $167K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 455 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.