| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAIRLY CONSULTING GROUP LLC3 | 1800 S. WASHINGTON ST STE 400 AMARILLO, TX 79102 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $12 | $21K | 5.57% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHCOMP LLC EIN 36-4197088 N/A | Participant communication; Direct payment from the plan; Claims processing Service code 12 | 18861 90TH AVENUE, STE. A MOKENA, IL 60448 | $1.7M |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 539 | $382K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 539 | $382K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 539 | $382K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 539 | $382K |
| Prescription drug | FAIROSRX, LLC | 488 | $87K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE | 292 | $143K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 539 | $382K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 539 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.