| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANBTX INSURANCE SERVICES, INC. Filed as: ANBTX INS SERVICES INC | 12400 COIT RD STE 1100 DALLAS, TX 75251 | THE STANDARD SUPP | — | — | $0 | 0.00% |
| HOLMES MURPHY & ASSOCIATES Filed as: HOLMES MURPHY AND ASSOCIATES INC | 12712 PARK CENTRAL DR STE 100 DALLAS, TX 75251 | VSP | $4K | — | $4K | 1.81% |
| ANBTX INSURANCE SERVICES, INC. Filed as: ANBTX INS SERVICES INC | 12400 COIT RD STE 1100 DALLAS, TX 75251 | THE STANDARD AD&D | — | — | $0 | 0.00% |
| ANBTX INSURANCE SERVICES, INC. Filed as: ANBTX INS SERVICES INC | 12400 COIT RD STE 1100 DALLAS, TX 75251 | THE STANDARD DEP LIFE | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF TEXAS EIN 36-1236610 ASO ADMINISTRATOR-MEDICAL | Contract Administrator Service code 13 | — | $2.1M |
| HOLMES MURPHY & ASSOCIATES INC EIN 42-0985055 BROKER | Other commissions Service code 55 | — | $231K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,843 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 113 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 42 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,998 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VSP | 1,739 | $235K |
| Life insurance(2 contracts, 2 carriers) | THE STANDARD SUPP | 989 | $553K |
| Other(2 contracts, 2 carriers) | THE STANDARD DEP LIFE | 2,490 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,490 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.