| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 525 E. CAPITOL ST., 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $764 | $764 | 1.71% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 525 E. CAPITOL ST., 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $447 | $447 | 1.76% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 631202 NACOGDOCHES, TX 75965 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $608 | — | $608 | 2.59% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 525 E. CAPITOL ST., 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $291 | $291 | 1.53% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 525 E. CAPITOL ST., 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $252 | $252 | 1.65% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 525 E. CAPITOL ST., 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $242 | $242 | 1.89% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $471 | — | $471 | 9.99% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC. | 525 E. CAPITOL ST., 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $83 | $83 | 1.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 161 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 100 | $45K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 92 | $13K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 167 | $24K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 164 | $15K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 165 | $25K |
| Other(3 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 167 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 167 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.