| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYEE BENEFIT STRATEGIES GROUP3 | 5360 LEGACY DR, STE 230 PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $156K | $15 | $156K | 7.60% |
| EMPLOYEE BENEFIT STRATEGIES GROUP3 | 5360 LEGACY DRIVE PLANO, TX 75024 | EYEMED VISION CARE | $8K | — | $8K | 3.69% |
| EMPLOYEE BENEFIT STRATEGIES GROUP3 | 2901 N DALLAS PKWY, STE 420 PLANO, TX 75093 | EYEMED VISION CARE | $3K | — | $3K | 1.33% |
| EMPLOYEE BENEFIT STRATEGIES GROUP3 | 5360 LEGACY DRIVE, BLDG 3 PLANO, TX 75024 | AETNA LIFE INSURANCE CO | $4K | — | $4K | 2.73% |
| EMPLOYEE BENEFIT STRATEGIES GROUP | 5360 LEGACY DRIVE, BLDG 3 PLANO, TX 75024 | AETNA INTERNATIONAL | $395 | — | $395 | 0.26% |
| EMPLOYEE BENEFIT STRATEGIES GROUP3 Filed as: EMPLOYEE BENEFIT STRATEGIES | 2901 NORTH DALLAS PKWY STE 420 PLANO, TX 75093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $943 | — | $943 | 15.00% |
| EMPLOYEE BENEFIT STRATEGIES GROUP3 | 5360 LEGACY DRIVE PLANO, TX 75024 | EYE MED | $96 | — | $96 | 6.41% |
| EMPLOYEE BENEFIT STRATEGIES GROUP3 Filed as: EMPLOYEE BENEFIT STRATEGIES | 2901 N DALLAS PKWY #420 PLANO, TX 75093 | EYE MED | $14 | — | $14 | 0.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,595 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,615 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA INTERNATIONAL | 30 | $190K |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 688 | $314K |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 3,710 | $227K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 3,987 | $2.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,987 | $2.1M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,987 | $2.1M |
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE INSURANCE CO | 4,461 | $3.1M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,987 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,461 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.