| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC. | 3151 BRIARPARK DRIVE SUITE 1220 HOUSTON, TX 77042 | AMERITAS LIFE INSURANCE CORPORATION | $23K | $0 | $23K | 13.38% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH BOULEVARD SUITE 500 DEERFIELD, IL 60015 | AMERITAS LIFE INSURANCE CORPORATION | $0 | $3K | $3K | 2.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC. | 3151 BRIARPARK DRIVE, SUITE 1220 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $22K | $6K | $29K | 25.88% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 2.94% |
| WORKSITE MARKETING CONCEPTS INC3 Filed as: WORKSITE MKTG CONCEPTS, INC. | 5825 NICHOLAS CIRCLE AMARILLO, TX 79109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 6.40% |
| TIFFANY LOGAN THOMAS3 | 7810 LEGACY PARKWAY AMARILLO, TX 79119 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.34% |
| WILHELM ALEXANDRIA ANTOINETTE3 | 7414 NEW ENGLAND PARKWAY AMARILLO, TX 79119 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $396 | $0 | $396 | 1.56% |
| ANTHONY JANET3 | 7107 WINDRIDGE PLACE AMARILLO, TX 79109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $380 | $0 | $380 | 1.49% |
| INSURICA, INC.3 Filed as: INSURICA DFB SERVICES, LLC | 301 SOUTH POLK STREET SUITE 600 AMARILLO, TX 79101 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $322 | $0 | $322 | 1.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 325 | $173K |
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 325 | $173K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 191 | $111K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 191 | $111K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 191 | $111K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 191 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.