See 7 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 7 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ELIXIR SOLUTIONS EIN 90-1011712 BENEFIT MGMT PLAN | Plan Administrator Service code 14 | 7835 FREEDOM AVE NW NORTH CANTON, OH 44720 | $429K |
| ALLEGIANCE BENEFIT PLAN MGMT INC. EIN 81-0400550 BENEFIT MGMT PLAN | Plan Administrator Service code 14 | 2806 S. GARFIELD ST. MISSOULA, MT 59801 | $44K |
| ALLEGIANCE CARE MANAGEMENT, INC. EIN 03-0507057 BENEFIT MGMT PLAN | Plan Administrator Service code 14 | 2806 S. GARFIELD ST. P.O. BOX 3018 MISSOULA, MT 59806 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FIRST STOP HEALTH, LLC | 132 | $14K |
| Vision | VISION SERVICE PLAN | 97 | $24K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 166 | $35K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 51 | $30K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 135 | $836K |
| Other(4 contracts, 3 carriers) | TOKIO MARINE HHC | 166 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 166 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.