| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES | 12712 PARK CENTRAL DRIVE SUITE 100 DALLAS, TX 75251 | DELTA DENTAL INSURANCE COMPANY | $4K | — | $4K | 0.16% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $64K | — | $64K | 2.95% |
| LOCKTON COMPANIES, LLC3 | 4275 EXECUTIVE SQ SUITE 600 LA JOLLA, CA 92037 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $34K | $34K | 1.55% |
| LARRY J ALLBRITTON3 Filed as: LARRY J. ALBRITTON | 5105 WILDER TRL SHERMAN, TX 75092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 4.17% |
| ROBERT K PALMER3 Filed as: ROBERT K. PALMER | 415 FOREMAN AVENUE NORMAN, OK 73069 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 1.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,699 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 79 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,778 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK | 600 | $4.6M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 12,599 | $2.7M |
| Vision(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 6,131 | $672K |
| Prescription drug(2 contracts, 2 carriers) | HIGHMARK | 600 | $4.6M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 6,088 | $2.2M |
| Other(2 contracts, 2 carriers) | MAGELLAN HEALTHCARE | 27,451 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 27,451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.