| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNERS GROUP LLC Filed as: STEALTH PARTNERS GROUP | 18700 N HAYDEN ROAD SCOTTSDALE, AZ 85255 | UNION LABOR LIFE INSURANCE CO. | $44K | — | $44K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT RESOURCES EIN 76-0223606 CONTRACT ADMINISTRATOR | Claims processing Service code 12 | 8441 GULF FREEWAY SUITE 304 HOUSTON, TX 77017 | $259K |
| HARPER & PEARSON COMPANY, PC EIN 74-1695589 ACCOUNTANT | Accounting (including auditing) Service code 10 | ONE RIVERWAY SUITE 1900 HOUSTON, TX 77056 | $157K |
| RANDY BEAL EIN 74-6063911 COORDINATOR | Contract Administrator Service code 13 | 1301 WEST 13TH DEER PARK, TX 77563 | $146K |
| OPPENHEIMER & CO, INC EIN 13-5657518 CONSULTANT | Investment advisory (plan) Service code 27 | 1400 WOODLOCH FOREST SUITE 250 THE WOODLANDS, TX 77380 | $101K |
| BAKER & BOTTS EIN 74-1195457 ATTORNEY | Legal Service code 29 | 2001 ROSS AVENUE SUITE 900 DALLAS, TX 75201 | $68K |
| SEGAL COMPANY EIN 94-1503999 CONSULTANT | Consulting (pension) Service code 17 | 901 MOPAC EXPRESSWAY AUSTIN, TX 78746 | $60K |
| LETICIA BENAVIDES EIN 74-6063911 SECRETARY | Contract Administrator Service code 13 | 1301 WEST 13TH DEER PARK, TX 77563 | $58K |
| PATRICK FLYNN EIN 76-0385614 ATTORNEY | Legal Service code 29 | 1225 N LOOP WEST SUITE 1000 HOUSTON, TX 77008 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,861 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,861 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 1,861 | $15.7M |
| Vision | VISION SERVICE PLAN | 1,859 | $192K |
| Life insurance | UNION LABOR LIFE INSURANCE CO. | 1,861 | $210K |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INSURANCE CO. | 1,861 | $887K |
| Other | UNION LABOR LIFE INSURANCE CO. | 1,861 | $210K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,861 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.