| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FL INC | 1780 N KROME AVE PO BOX 901505 HOMESTEAD, FL 33090 | HUMANA MEDICAL PLAN, INC | $20K | — | $20K | 5.01% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FL INC | 1201 W CYPRESS CREEK RD FT. LAUDERDALE, FL 33309 | HUMANA MEDICAL PLAN, INC | $2K | — | $2K | 0.50% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FL INC | 1780 N KROME AVE PO BOX 901505 HOMESTEAD, FL 33090 | HUMANA INSURANCE COMPANY | $6K | — | $6K | 12.10% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FL INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 4.51% |
| A&A INSURANCE SERV INC3 | 3771 NW 87TH WAY CORAL SPRINGS, FL 33065 | AFLAC | $1K | — | $1K | 4.08% |
| JOURNEY INS GRP INC3 Filed as: JOURNEY INSURANCE GROUP | 3561 NW 88TH DR APT 307 CORAL SPRINGS, FL 33065 | AFLAC | $206 | — | $206 | 0.72% |
| NELLY GABRIELA RUIZ3 | 14146 PACIFIC POINT PL APT 208 DELRAY BEACH, FL 33484 | AFLAC | $187 | — | $187 | 0.65% |
| MARIA C ORTIZ3 | 7400 SW 50TH TERRACE STE 300 MIAMI, FL 33155 | AFLAC | $111 | — | $111 | 0.39% |
| GEOVANNY ENCARNACION3 Filed as: GEOVANNY ENCARNCACION | 11754 NW 1ST ST CORAL SPRINGS, FL 33071 | AFLAC | $111 | — | $111 | 0.39% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $105 | — | $105 | 0.37% |
| VALERIE MARQUEZ BLANCO | 12110 SW 105TH TER MIAMI, FL 33186 | AFLAC | $88 | — | $88 | 0.31% |
| VALERY E REYES3 | 8424 DAWSON LANE LOCUST, NC 28097 | AFLAC | $76 | — | $76 | 0.27% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $76 | — | $76 | 0.27% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $71 | — | $71 | 0.25% |
| LELAND E MCCRAVY3 | 9736 SPYGLASS DR VILLA RICA, GA 30180 | AFLAC | $62 | — | $62 | 0.22% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $61 | — | $61 | 0.21% |
| ELIZABETH MARTORELLA3 | 6683 PERUZZI WAY LAKE WORTH, FL 33467 | AFLAC | $61 | — | $61 | 0.21% |
| PHYLLIS DAWN HESLEP3 | 301 HARBOUR PLACE DR UNIT 1202 TAMPA, FL 33602 | AFLAC | $61 | — | $61 | 0.21% |
| DE VITA B MCKENZIE3 | 1139 IROLO ST LOS ANGELES, CA 90006 | AFLAC | $39 | — | $39 | 0.14% |
| LINDA M NAPOLI3 | 5335 YARMOUTH AVE APT 106 ENCINO, CA 91316 | AFLAC | $36 | — | $36 | 0.13% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 NORTH ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $29 | — | $29 | 0.10% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $28 | — | $28 | 0.10% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $25 | — | $25 | 0.09% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $16 | — | $16 | 0.06% |
| JAVIER L ORTIZ3 | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $10 | — | $10 | 0.03% |
| SYLVIA ROSSI-MONTERO3 | 3109 GRAND AVENUE 412 COCONUT GROVE, FL 33133 | AFLAC | $8 | — | $8 | 0.03% |
| THOMAS R BAILEY3 Filed as: THOMAS R. BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $6 | — | $6 | 0.02% |
| JUAN C FERLINI3 Filed as: JUAN C. FERLINI | 2984 SUNSET SMT NEW BRAUNFELS, TX 78130 | AFLAC | $6 | — | $6 | 0.02% |
| CATHERINE L LEE3 | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $6 | — | $6 | 0.02% |
| MICHAEL LAYSECA3 | 5919 MONTERRA CLUB DR LAKE WORTH, FL 33463 | AFLAC | $5 | — | $5 | 0.02% |
| DAVID S MORRIS3 Filed as: DAVID S. MORRIS | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $4 | — | $4 | 0.01% |
| MARK C LEE3 Filed as: MARK C. LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $3 | — | $3 | 0.01% |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $2 | — | $2 | 0.01% |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H. WILLIS JR | 1431 NE 55 STREET FORT LAUDERDALE, FL 33334 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES W BENCIN3 Filed as: JAMES W. BENCIN | 11 SHELDRAKE LANE WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $1 | — | $1 | 0.00% |
| DOUGLAS J SUCHECKI3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FL INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | COMPBENEFITS COMPANY | $562 | — | $562 | 12.60% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FL INC | 1780 N KROME AVE PO BOX 901505 HOMESTEAD, FL 33090 | COMPBENEFITS COMPANY | $446 | — | $446 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA MEDICAL PLAN, INC | 39 | $419K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 114 | $54K |
| Vision | HUMANA INSURANCE COMPANY | 114 | $50K |
| Life insurance(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 114 | $79K |
| Short-term disability | AFLAC | 23 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.