| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRICKLER AGENCY, INC3 Filed as: STRICKLER AGENCY INC | 1200 E MCKINLEY ST CHAMBERSBURG, PA 172022906 | VISION SERVICE PLAN | $2K | — | $2K | 2.94% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L WARNER COMPANIES, INC. | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | VISION SERVICE PLAN | $1K | — | $1K | 2.06% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L. WARNER COMPANIES, INC. | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $1K | $3K | 5.81% |
| STRICKLER AGENCY ICE3 Filed as: STRICKLER INS AGY INC | 1200 E MCKINLEY STREET CHAMBERSBURG, PA 17202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $638 | — | $638 | 1.36% |
| THE L. WARNERS COMPANIES, INC.3 | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $824 | $486 | $1K | 5.76% |
| STRICKLER AGENCY ICE3 Filed as: STRICKLER INS AGY INC | 1200 E MCKINLEY STREET CHAMBERSBURG, PA 17202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $314 | — | $314 | 1.38% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L. WARNER COMPANIES, INC. | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $264 | $158 | $422 | 5.80% |
| STRICKLER AGENCY ICE3 Filed as: STRICKLER INS AGY INC | 1200 E MCKINLEY STREET CHAMBERSBURG, PA 17202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $99 | — | $99 | 1.36% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L. WARNER COMPANIES, INC. | 9690 DEERECO ROAD SUITE 650 TIMONIUM, MD 21093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $150 | $20 | $170 | 17.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 430 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 430 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 412 | $68K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 430 | $47K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 430 | $23K |
| Other(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 430 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 430 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.