| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2345 GRAND BLVD KANSAS CITY, MO 64108 | AETNA LIFE INSURANCE CO | $23K | — | $23K | 0.53% |
| BRADFORD INSURANCE AGENCY LLC3 | 4646 CORONA ST STE 100 CORPUS CHRISTI, TX 78411 | AETNA LIFE INSURANCE CO | $15K | — | $15K | 0.34% |
| UNIQUE INSURANCE GROUP LLC3 | 4538 CENTERVIEW STE 101 SAN ANTONIO, TX 78228 | AETNA LIFE INSURANCE CO | $1K | — | $1K | 0.03% |
| BRADFORD INSURANCE AGENCY LLC3 | 4646 CORONA DR CORPUS CHRISTI, TX 784114320 | METROPOLITAN LIFE INSURANCE COMPANY | $47K | — | $47K | 10.17% |
| UNIQUE INSURANCE GROUP LLC3 | 4646 CORONA DR STE 100 CORPUS CHRISTI, TX 784114383 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 3.27% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH STREET FORT WORTH, TX 76102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $173 | — | $173 | 2.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 14241 DALLAS PARKWAY DALLAS, TX 75254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.62% |
| SA GENERAL AGENCY INC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.54% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON LLC | C/O ASSUREDPARTNERS OF HOUSTON HOUSTON, TX 77036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.44% |
| N PAULINE FERRELL3 | 286 THOROUGHBRED LN SPRING BRANCH, TX 78070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.26% |
| THOMAS SNYDER3 | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.26% |
| ROGER LAPHAM3 | 303 SUGARBERRY CIR HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.16% |
| MARYSOL N. CALVILLO3 Filed as: MARYSOL N CALVILLO | 5026 LONGLANE DR HOUSTON, TX 77084 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.11% |
| DANNY G. KOCH3 Filed as: DANNY G KOCH | 2500 CITY WEST BLVD HOUSTON, TX 77042 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.10% |
| HORIZON BENEFITS LLC3 | 1150 N LOOP 1604 W SAN ANTONIO, TX 78258 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.07% |
| JOHN DAVID BODKER3 | 11415 SPRIGHTLY LN STE 118 SAN ANTONIO, TX 78254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.07% |
| NANCY LAPHAM3 | 303 SUGARBERRY CIR HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| BRADFORD INSURANCE AGENCY LLC3 | 4646 CORONA DR CORPUS CHRISTI, TX 784114320 | SAFEGUARD HEALTH PLANS INC., A TEXAS CORPORATION | $358 | — | $358 | 5.85% |
| UNIQUE INSURANCE GROUP LLC3 | 4646 CORONA DR STE 100 CORPUS CHRISTI, TX 784114383 | SAFEGUARD HEALTH PLANS INC., A TEXAS CORPORATION | $169 | — | $169 | 2.76% |
| BRADFORD INSURANCE AGENCY LLC3 | 4646 CORONA DR CORPUS CHRISTI, TX 784114320 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $64 | — | $64 | 46.04% |
| UNIQUE INSURANCE GROUP LLC3 | 4646 CORONA DR STE 100 CORPUS CHRISTI, TX 784114383 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | -$49 | — | -$49 | -35.25% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA BEHAVIORAL HEALTH LLC PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 151 FARMINGTON AVENUE RSAA HARTFORD, CT 06156 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 969 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 969 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO | 969 | $5.0M |
| Dental(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO | 969 | $4.9M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 969 | $4.8M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 965 | $459K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 965 | $459K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 965 | $459K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 965 | $465K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 969 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.