| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOUIE ALMANZA3 | 4171 NORTH MESA STREET, SUITE A102 EL PASO, TX 79902 | AFLAC | $9K | $495 | $9K | 7.96% |
| LISA A ALMANZA3 Filed as: LISA A. ALMANZA | 4171 NORTH MESA STREET, SUITE A102 EL PASO, TX 79902 | AFLAC | $3K | $9 | $3K | 2.62% |
| JOSH MURILLO3 | 5959 GATEWAY BOULEVARD WEST SUITE 620 EL PASO, TX 79925 | AFLAC | $2K | $101 | $2K | 1.77% |
| TRACY L MURILLO3 Filed as: TRACY L. MURILLO | 5959 GATEWAY BOULEVARD WEST SUITE 620 EL PASO, TX 79925 | AFLAC | $2K | $101 | $2K | 1.69% |
| RONALD S SANDERS3 Filed as: RONALD S. SANDERS AND OTHER AGENTS | 744 EAST DENIM TRAIL SAN TAN VALLEY, AZ 85143 | AFLAC | $702 | $0 | $702 | 0.61% |
| LUIS MANUEL RODRIGUEZ3 | 448 NORTH SILVERBELL ROAD TUCSON, AZ 85745 | AFLAC | $343 | $0 | $343 | 0.30% |
| ROSEANN RODRIGUEZ3 | 10913 VISTA DEL SOL DRIVE EL PASO, TX 79935 | AFLAC | $212 | $0 | $212 | 0.18% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | PO BOX 61187 VIRGINIA BEACH, VA 23466 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $250 | $6K | 20.84% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 9811 KATY FREEWAY, SUITE 500 HOUSTON, TX 77024 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $1K | $136 | $1K | 11.88% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | PO BOX 61187 VIRGINIA BEACH, VA 23466 | EYEMED VISION CARE OF BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $565 | $0 | $565 | 11.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 238 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 238 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | 123 | $10K |
| Vision | EYEMED VISION CARE OF BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 104 | $5K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 238 | $30K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 238 | $0 |
| Other(3 contracts, 2 carriers) | AFLAC | 238 | $145K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.