| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICE, INC. | 8110 E. 32ND ST. N. WICHITA, KS 67226 | BLUE CROSS BLUE SHIELD OF KANSAS | $48K | — | $48K | 2.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 8110 E. 32ND ST. N. WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $11K | — | $11K | 8.01% |
| SETH ASHER3 Filed as: SETH D. ASHER | 13111 E 21ST STREET N WICHITA, KS 672307400 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $52K | $27K | $79K | 92.09% |
| MARK HENRY RODDEN3 | 10975 BENSON DRIVE STE 350 OVERLAND PARK, KS 662102130 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | $38K | $38K | 44.11% |
| LAURENCE W KEMP3 | 1018 N. BATTIN WICHITA, KS 67208 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 7.83% |
| LAURENCE W KEMP3 | 1018 N. BATTIN WICHITA, KS 67208 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 8110 E. 32ND STREET N, STE100 WICHITA, KS 67226 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $571 | $5K | 16.84% |
| LAURENCE W KEMP3 | 1018 N. BATTIN ST. WICHITA, KS 67208 | AFLAC | $6K | — | $6K | 40.00% |
| MICHAEL D CHRISMAN3 | 515 S MAIN ST. STE 105 WICHITA, KS 67202 | AFLAC | $2K | — | $2K | 10.50% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MIAN ST. STE 105 WICHITA, KS 67202 | AFLAC | $978 | — | $978 | 6.65% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E. 32ND STREET N., STE 100 WICHITA, KS 67226 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $170 | $2K | 22.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E 32ND STREET N., STE 100 WICHITA, KS 67226 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $635 | $140 | $775 | 12.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 8110 E. 32ND STREET N, STE 100 WICHITA, KS 67226 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $138 | $1K | 22.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 229 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS | 408 | $1.7M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 185 | $132K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 229 | $58K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 40 | $31K |
| Long-term disability(2 contracts, 2 carriers) | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 229 | $145K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF KANSAS | 408 | $1.7M |
| Other(4 contracts, 2 carriers) | AFLAC | 240 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 408 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.