| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ELSA ALICIA RUIZ3 | — | BLUECROSS BLUESHIELD OF TEXAS | $10K | $0 | $10K | 1.42% |
| SHEPARD & WALTON LIFE INS AGCY3 Filed as: SHEPARD & WALTON LIFE INS AGCY INC | — | BLUECROSS BLUESHIELD OF TEXAS | $10K | $0 | $10K | 1.42% |
| MARSH & MCLENNAN AGENCY LLC3 | — | BLUECROSS BLUESHIELD OF TEXAS | $6K | $0 | $6K | 0.87% |
| INSURORS OF TEXAS GENERAL AGCY LTD3 | — | BLUECROSS BLUESHIELD OF TEXAS | $0 | $558 | $558 | 0.08% |
| SHEPARD & WALTON LIFE INS AGCY3 | 121 PECAN BLVD MCALLEN, TX 78501 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8K | $856 | $9K | 9.14% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DR LYTLE, TX 78052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $2K | $8K | 8.12% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 370 BARRY, TX 75102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 4.38% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD HOUSTON, TX 77042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $226 | $2K | 2.47% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY W BOERNE, TX 78006 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $458 | $2K | 2.42% |
| ARGO EXPRESS LLC3 | 17803 LA CANTERA TER, APT 11418 SAN ANTONIO, TX 78256 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $513 | $2K | 2.11% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 218060 HOUSTON, TX 77218 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.55% |
| MARIA ELIZABETH GRANADOS3 | 1304 W MILE 17 1 2 RD EDINBURG, TX 78541 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.39% |
| JAVIER LEON3 | 3811 ALVARADO ST EDINBURG, TX 78539 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $568 | $76 | $644 | 0.68% |
| NEREIDA AVILA3 | 7414 STATE HIGHWAY 107 MISSION, TX 78573 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $92 | $283 | $375 | 0.39% |
| NINFA CHAVEZ3 | 2692 EL GRANERO ST BROWNSVILLE, TX 78520 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $362 | $0 | $362 | 0.38% |
| JOANNA JEANETTE CONDE3 | 3103 E JEFFERSON AVE ALTON, TX 78573 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $80 | $248 | $328 | 0.35% |
| JANIE SALAS3 | 2320 S 48TH ST MCALLEN, TX 78503 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $161 | $0 | $161 | 0.17% |
| SALAZAR INSURANCE GROUP LLC3 Filed as: SALAZAR INS GROUP LLC | 611 E LOOP 499 HARLINGEN, TX 78550 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $63 | $86 | $149 | 0.16% |
| TROY J PALMER3 | 15534 CLOVER RDG SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $102 | $0 | $102 | 0.11% |
| THOMAS SNYDER3 | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $85 | $0 | $85 | 0.09% |
| SAMUEL MORENO3 | 5820 N 25TH ST MCALLEN, TX 78504 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $41 | $10 | $51 | 0.05% |
| DION CHAVEZ3 | PO BOX 533070 HARLINGEN, TX 78553 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | $10 | $32 | 0.03% |
| CORINA SALAZAR3 | 212 W 6TH ST SAN JUAN, TX 78589 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.01% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| SHEPARD & WALTON LIFE INS AGCY3 | 8217 SHOAL CREEK BLVD, STE 108 AUSTIN, TX 78757 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $4K | 7.95% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD, SUITE 2400 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $552 | $0 | $552 | 1.20% |
| SHEPARD & WALTON LIFE INS AGCY3 | 121 PECAN BLVD MCALLEN, TX 78501 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $302 | $3K | 11.32% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DR LYTLE, TX 78052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $563 | $2K | 8.35% |
| ATALIA NOHELY RAMIREZ3 | 413 REID DR. DONNA, TX 78537 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $615 | $1K | $2K | 7.19% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 370 BARRY, TX 75102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $450 | $705 | $1K | 4.75% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD HOUSTON, TX 77042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $538 | $59 | $597 | 2.46% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY W BOERNE, TX 78006 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $474 | $120 | $594 | 2.44% |
| NEREIDA AVILA3 | 7414 STATE HIGHWAY 107 MISSION, TX 78573 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $146 | $448 | $594 | 2.44% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 218060 HOUSTON, TX 77218 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $365 | $0 | $365 | 1.50% |
| JAVIER LEON3 | 3811 ALVARADO ST EDINBURG, TX 78539 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $282 | $38 | $320 | 1.32% |
| ARGO EXPRESS LLC3 | 17803 LA CANTERA TER, APT 11418 SAN ANTONIO, TX 78256 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $196 | $68 | $264 | 1.09% |
| SALAZAR INSURANCE GROUP LLC3 Filed as: SALAZAR INS GROUP LLC | 611 E LOOP 499 HARLINGEN, TX 78550 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $24 | $33 | $57 | 0.23% |
| JORGE ALEJANDRO MONTEMAYOR3 Filed as: JORGE ALEJANDRO MONTENAT | 10702 N 23RD LANE MCALLEN, TX 78504 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $41 | $0 | $41 | 0.17% |
| SAMUEL MORENO3 | 5820 N 25TH ST MCALLEN, TX 78504 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | $6 | $28 | 0.12% |
| THOMAS SNYDER3 | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | $0 | $22 | 0.09% |
| TROY J PALMER3 | 15534 CLOVER RDG SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | $0 | $22 | 0.09% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.02% |
| DION CHAVEZ3 | PO BOX 533070 HARLINGEN, TX 78553 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.01% |
| SHEPARD & WALTON LIFE INS AGCY3 | 8217 SHOAL CREEK BLVD, STE 108 AUSTIN, TX 78757 | PRINCIPAL LIFE INSURANCE COMPANY | $770 | $441 | $1K | 12.61% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD, SUITE 2400 HOUSTON, TX 77042 | PRINCIPAL LIFE INSURANCE COMPANY | $275 | $0 | $275 | 2.86% |
| SHEPARD & WALTON LIFE INS AGCY3 | 121 PECAN BLVD MCALLEN, TX 78501 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $212 | $29 | $241 | 11.92% |
| JAVIER LEON3 | 3811 ALVARADO ST EDINBURG, TX 78539 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $181 | $24 | $205 | 10.14% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DR LYTLE, TX 78052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $138 | $56 | $194 | 9.60% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD HOUSTON, TX 77042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $94 | $11 | $105 | 5.20% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 370 BARRY, TX 75102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $38 | $61 | $99 | 4.90% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 218060 HOUSTON, TX 77218 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $46 | $0 | $46 | 2.28% |
| JOANNA JEANETTE CONDE3 | 3103 E JEFFERSON AVE ALTON, TX 78573 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $11 | $34 | $45 | 2.23% |
| SALAZAR INSURANCE GROUP LLC3 Filed as: SALAZAR INS GROUP LLC | 611 E LOOP 499 HARLINGEN, TX 78550 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $11 | $15 | $26 | 1.29% |
| SAMUEL MORENO3 | 5820 N 25TH ST MCALLEN, TX 78504 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $11 | $3 | $14 | 0.69% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY W BOERNE, TX 78006 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $11 | $3 | $14 | 0.69% |
| NEREIDA AVILA3 | 7414 STATE HIGHWAY 107 MISSION, TX 78573 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $5 | $7 | 0.35% |
| BOWLES INSURANCE SERVICES LLC3 Filed as: BOWLES INSURANCE SVCS LLC | 12816 S WINDING PINES DR TOMBALL, TX 77375 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $2 | $5 | 0.25% |
| HOUSTON NORMAN HAMILTON3 | 7310 LOVE CRK MISSOURI CITY, TX 77459 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $2 | $5 | 0.25% |
| THOMAS SNYDER3 | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.20% |
| DARIN POTTS3 | 100 DETERING ST, APT 2128 HOUSTON, TX 77007 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $2 | $4 | 0.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 383 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 384 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 146 | $728K |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 146 | $728K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 161 | $10K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 368 | $46K |
| Short-term disability(3 contracts) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 103 | $121K |
| Other(4 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 368 | $167K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 368 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.