| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC Filed as: STEALTH PARTNER GROUP | 18940 N PIMA ROAD SCOTTSDALE, AZ 85255 | THE UNION LABOR LIFE INSURANCE COMPANY | $12K | — | $12K | 5.00% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST BROKERAGE SERVICES INC | 100 W HOUSTON ST #100 SAN ANTONIO, TX 78205 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST BROKERAGE SERVICES INC | 100 W HOUSTON ST #1600 SAN ANTONIO, TX 78205 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 13.78% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST BROKERAGE SERVICES INC | 100 W HOUSTON ST #1600 SAN ANTONIO, TX 78205 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 13.73% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST BROKERAGE SERVICES INC | 100 W HOUSTON ST #1600 SAN ANTONIO, TX 78205 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 13.73% |
| FROST INSURANCE AGENCY INC | 3611 PAESANOS PARKWAY SAN ANTONIO, TX 78231 | AETNA LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST BROKERAGE SERVICES INC | 100 W HOUSTON ST #1600 SAN ANTONIO, TX 78205 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 10.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BOON CHAPMAN LTD EIN 75-1501015 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 24 WATERWAY AVENUE # 650 WOODLANDS, TX 77380 | $48K |
| AETNA SIGNATURE ADMINISTRATORS EIN 06-6033492 ADMIN | Other services Service code 49 | P O BOX 14463 LEXINGTON, KY 40512 | $41K |
| AETNA PPO EIN 06-6033492 UR PP FEES | Insurance services Service code 23 | P O BOX 14463 LEXINGTON, KY 40512 | $24K |
| AMERICAN HEALTH HOLDINGS EIN 31-1368946 UR | Insurance services Service code 23 | 7400 W CAMPUS RD F-510 NEW ALBANY, OH 43054 | $8K |
| FROST INSURANCE EIN 75-2760731 INSURANCE SERVICES | Insurance services Service code 23 | 100 W HOUST ST SAN ANTONIO, TX 78231 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 12 | $19K |
| Dental(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 154 | $109K |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 146 | $35K |
| Life insurance | STANDARD INSURANCE COMPANY | 210 | $67K |
| Short-term disability | STANDARD INSURANCE COMPANY | 210 | $48K |
| Long-term disability | STANDARD INSURANCE COMPANY | 108 | $54K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 162 | $230K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.