| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | $60K | — | $60K | 5.41% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | AETNA HEALTH INC | $2K | — | $2K | 0.50% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | $13K | — | $13K | 9.03% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ DENNIS WRAY WESTHEIMER AGC | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $2K | $9K | 7.59% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH WORTHAM D/B/A MARCH USA | 2929 ALLEN PARKWAY SUITE 2500 HOUSTON, TX 77019 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $233 | $3K | 6.80% |
| FROST INSURANCE AGENCY INC3 | PO BOX 2411 SAN ANTONIO, TX 78298 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $147 | $3K | 6.02% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ DENNIS WRAY WESTHEIMER AGC | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $541 | $4K | 7.85% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ DENNIS WRAY WESTHEIMER AGC | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $663 | $2K | 21.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 396 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 396 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 262 | $1.6M |
| Dental | AETNA LIFE INSURANCE COMPANY | 396 | $148K |
| Vision | AETNA LIFE INSURANCE COMPANY | 396 | $148K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $172K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 77 | $11K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $121K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 262 | $1.6M |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $219K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 396 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.