| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARY'S ST SUITE 800 SAN ANTONIO, TX 782053603 | BLUECROSS BLUESHIELD OF TEXAS | $32K | — | $32K | 5.64% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 5110 N 40TH STREET #234 PHOENIX, AZ 85018 | BLUECROSS BLUESHIELD OF TEXAS | — | $9K | $9K | 1.62% |
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES, INC | 2400 N GLENVILLE DR STE B125 RICHARDSON, TX 75082 | BLUECROSS BLUESHIELD OF TEXAS | $3K | — | $3K | 0.51% |
| INSURICA, INC.3 Filed as: INSURICA / SHEILA B SEIDENSTICKER | 117 E. KINGSMILL PAMPA, TN 79065 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $8K | — | $8K | 9.34% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP, LLC | 106 S SAINT MARY'S ST SUITE 800 SAN ANTONIO, TX 78205 | DEARBORN LIFE INSURANCE COMPANY | $7K | — | $7K | 10.34% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC | 5110 N 40TH STREET #234 PHOENIX, AZ 85018 | DEARBORN LIFE INSURANCE COMPANY | — | $4K | $4K | 5.00% |
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES INC | 2400 N GLENVILLE DR STE B125 RICHARDSON, TX 75082 | DEARBORN LIFE INSURANCE COMPANY | $3K | — | $3K | 3.95% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARY'S ST SUITE 800 SAN ANTONIO, TX 78205 | GUARDIAN | $3K | — | $3K | 15.98% |
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES | 2400 N GLENVILLE DR STE B125 RICHARDSON, TX 75082 | GUARDIAN | $730 | — | $730 | 4.04% |
| ENROLLEASE3 | 660 YORK STREET SUITE 102 SAN FRANCISCO, CA 94110 | GUARDIAN | $46 | — | $46 | 0.25% |
| OPES ONE ADVISORS LLC3 | 8911 N CAPITAL OF TEXAS HWY BLDG 2 STE 2100 AUSTIN, TX 78759 | GUARDIAN | $7 | — | $7 | 0.04% |
| INSURICA, INC.3 Filed as: INSURICA DFB INSURANCE SERVICES LLC | 301 S POLK ST STE 600 AMARILLO, TX 79101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $729 | — | $729 | 6.73% |
| SYBIL R WRIGHT3 | 219 EAGLE PASS DRIVE NEW BRAUNSFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $491 | — | $491 | 4.53% |
| ROBERT W GOLDEN3 Filed as: ROBERT THOMPSON | 520 FM 306 APT 3207 NEW BRAUNSFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $297 | — | $297 | 2.74% |
| GREGORY J WEEKS3 | 251 WEST SAN ANTONIO ST SECOND FLOOR NEW BRAUNSFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $283 | — | $283 | 2.61% |
| JAMES H WRIGHT3 | 1259 LOOP 337N SUITE 200 NEW BRAUNSFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $194 | — | $194 | 1.79% |
| LAXSON BENEFITS LLC3 | 2028 E BEN WHITE BLVD STE 225 AUSTIN, TX 78741 | CONTINENTAL AMERICAN INSURANCE COMPANY | $173 | — | $173 | 1.60% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARY'S ST STE 800 SAN ANTONIO, TX 78205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.10% |
| ROMAN CARRASCO3 | 11035 CONNEMA RA COVE SAN ANTONIO, TX 78254 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| BRENT FORD3 | 20345 REGENCY RUN GARDEN RIDGE, TX 78266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 138 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 274 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 129 | $652K |
| Dental | GUARDIAN | 42 | $18K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 136 | $71K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 136 | $89K |
| Short-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 136 | $89K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 136 | $71K |
| Other(3 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 189 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.