| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWBC LIFE INSURANCE AGENCY, INC.3 | 9311 SAN PEDRO AVENUE, SUITE 550 SAN ANTONIO, TX 78216 | BLUECROSS BLUESHIELD OF TEXAS | $62K | $3K | $66K | 2.18% |
| SWBC LIFE INSURANCE AGENCY, INC.3 | 9311 SAN PEDRO AVENUE, SUITE 600 SAN ANTONIO, TX 78216 | DEARBORN LIFE INSURANCE COMPANY | $19K | $0 | $19K | 13.86% |
| SWBC LIFE INSURANCE AGENCY, INC.3 | 9311 SAN PEDRO AVENUE, SUITE 550 SAN ANTONIO, TX 78216 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 14.89% |
| SWBC LIFE INSURANCE AGENCY, INC.3 | 13634 BLUFFCIRCLE SAN ANTONIO, TX 78216 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 13.73% |
| ROBERT G. CASIANO3 | 10834 DAVIS FARMS SAN ANTONIO, TX 78254 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.05% |
| ANDREW MARTIN3 Filed as: ANDREW D. MARTIN | 1154 AZALEA BEND SUGARLAND, TX 77479 | TRANSAMERICA LIFE INSURANCE COMPANY | $82 | $0 | $82 | 0.32% |
| ENTRUST AGENCIES INC3 Filed as: ENTRUST AGENCIES, INC. | 22322 GRAND CORNER DRIVE, SUITE 200 KATY, TX 77494 | TRANSAMERICA LIFE INSURANCE COMPANY | $82 | $0 | $82 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 416 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 416 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 591 | $3.0M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 591 | $3.0M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 416 | $140K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 416 | $140K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 433 | $40K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 433 | $40K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 591 | $3.0M |
| Other(3 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 433 | $206K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 591 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.