| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWBC LIFE INSURANCE AGENCY, INC.3 | 9311 SAN PEDRO AVENUE., SUITE 550 SAN ANTONIO, TX 78216 | BLUECROSS BLUESHIELD OF TEXAS | $44K | $0 | $44K | 17.14% |
| SWBC LIFE INSURANCE AGENCY, INC.3 | 9311 SAN PEDRO AVENUE., SUITE 550 SAN ANTONIO, TX 78216 | DEARBORN LIFE INSURANCE COMPANY | $26K | $0 | $26K | 13.75% |
| SWBC LIFE INSURANCE AGENCY, INC.3 | 9311 SAN PEDRO AVENUE., SUITE 550 SAN ANTONIO, TX 78216 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $26 | $8K | 14.53% |
| SWBC LIFE INSURANCE AGENCY, INC.3 | 9311 SAN PEDRO AVENUE., SUITE 600 SAN ANTONIO, TX 78216 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 16.95% |
| ROBERT G. CASIANO3 | 10834 DAVIS FARMS SAN ANTONIO, TX 78254 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.85% |
| ANDREW MARTIN3 Filed as: ANDREW D. MARTIN | 1154 AZALEA BEND SUGARLAND, TX 77479 | TRANSAMERICA LIFE INSURANCE COMPANY | $43 | $0 | $43 | 0.15% |
| ENTRUST AGENCIES INC3 Filed as: ENTRUST AGENCIES, INC DBA 90 DEGREE | 22322 GRAND CORNER DRIVE SUITE 200 KATY, TX 77494 | TRANSAMERICA LIFE INSURANCE COMPANY | $43 | $0 | $43 | 0.15% |
| SWBC LIFE INSURANCE AGENCY, INC.3 | 9311 SAN PEDRO AVENUE., SUITE 600 SAN ANTONIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 11.28% |
| JULIE JEAN KELLOGG3 | 15131 NORTH HOLLYHOCK AVENUE SPACE 16 GARDENDALE, TX 79758 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 8.46% |
| GILBERT M ELIZONDO3 Filed as: GILBERT M. ELIZONDO | 6817 PRINCESS JEAN CORPUS CHRISTI, TX 78414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $290 | $0 | $290 | 1.40% |
| ANGELICA M. LIMON3 Filed as: ANGELICA MARIA LIMON | 8258 MERLIN PIACE CORPUS CHRISTI, TX 78412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $112 | $0 | $112 | 0.54% |
| KYLE R SCOTT3 Filed as: KYLE REX SCOTT | 112 ARIA DRIVE WAXAHACHIE, TX 75165 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | $0 | $32 | 0.15% |
| ALLEN W. CALK3 | 5151 FLYNN PARKWAY, SUITE 115 CORPUS CHRISTI, TX 84111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | $0 | $29 | 0.14% |
| ALEXANDER A ARTMAN3 Filed as: ALEXANDER ATLEE ARTMAN | 102 POINTE VIEW DRIVE MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | $0 | $18 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 529 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 529 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 698 | $259K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 529 | $191K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 529 | $191K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 451 | $57K |
| Other(4 contracts, 4 carriers) | DEARBORN LIFE INSURANCE COMPANY | 529 | $258K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 698 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.