| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRINSON BENEFITS, INC.3 | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | BLUE CROSS BLUE SHIELD OF TEXAS | $39K | $4K | $43K | 9.56% |
| BRINSON BENEFITS, INC.3 | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $135 | $4K | 15.23% |
| DEBORAH L. OLSON3 | 24555 US HIGHWAY 331 SOUTH SANTA ROSA BEACH, FL 32459 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $383 | $2K | 6.51% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS INC. | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $320 | $242 | $562 | 2.31% |
| KALEB OGOLINI3 | 3013 PARKSIDE DRIVE PLANO, TX 75075 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $464 | $0 | $464 | 1.91% |
| BRINSON BENEFITS, INC.3 | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | $810 | $0 | $810 | 9.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 109 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 109 | $453K |
| Dental | BLUE CROSS BLUE SHIELD OF TEXAS | 94 | $447K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | 102 | $9K |
| Life insurance(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 94 | $471K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 35 | $24K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF TEXAS | 94 | $447K |
| Other | BLUE CROSS BLUE SHIELD OF TEXAS | 94 | $447K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 109 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.