| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO INC. | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | UNITED HEALTHCARE INSURANCE COMPANY | $45K | — | $45K | 4.50% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 | AG INC. 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNITED HEALTHCARE INSURANCE COMPANY | — | $2K | $2K | 0.21% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZMT DONAHOE & ASSOC | 9755 PATUXENT WOODS DRIVE SUITE 250 COLUMBIA, MD 21046 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | $6K | $1K | $8K | 2.12% |
| CBIZ BENEFITS & INSURANCE SERVICES5 Filed as: CBIZMT DONAHOE & ASSOC | 9755 PATUXENT WOODS DRIVE SUITE 250 COLUMBIA, MD 21046 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | — | $3K | $3K | 0.74% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIAN INSURANCE SERVICES INC. | 6550 ROCK SPRING DRIVE SUITE 610 BETHESDA, MD 20817 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | $1K | $7 | $1K | 0.31% |
| AP BENEFIT ADVISORS, LLC5 Filed as: AP BENEFIT ADVISORS LLC | 200 INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21031 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | — | $494 | $494 | 0.13% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ, DENNIS, WARY & | WESTHEIMER AGCY 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $692 | $7K | 10.60% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO, INC. | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 9.97% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ, DENNIS, WARY & | WESTHEIMER AGCY 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $289 | $5K | 16.01% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO, INC. | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 10.18% |
| WICHLITZ, DENNIS, WRAY &3 | WESTHEIMER AGCY 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 14.20% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM INSURANCE & RISK MANAGEMENT | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 9.32% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ, DENNIS, WRAY & | WESTHEIMER AGCY 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $169 | $3 | $172 | 3.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 143 | $1.4M |
| Dental(3 contracts, 2 carriers) | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | 90 | $436K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 124 | $11K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 116 | $98K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 116 | $69K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 116 | $69K |
| Prescription drug | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | 77 | $373K |
| Other(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 116 | $124K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.