| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ORLANDO MERCADO | 326 VILLA CANTO EL PASO, TX 79920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | $6K | $19K | 22.77% |
| USI INSURANCE SERVICES LLC Filed as: USI SOUTHWEST INC | PO BOX 218060 HOUSTON, TX 77218 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17K | $2K | $19K | 22.49% |
| G ZUBIA ENTERPRISES INC | 2417 MONTANA AVE EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $8K | $15K | 17.80% |
| LIZA VALERIA DOMINGUEZ | 652 WIND RIVER EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $5K | $14K | 16.80% |
| CECILIA MARTINEZ MACKAY | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $5K | $14K | 16.80% |
| SA GENERAL AGENCY INC | 9385 MILLER LANE EL PASO, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $830 | $3K | $3K | 4.05% |
| HORIZON BENEFITS LLC | 9385 MILLER LANE GARDENRIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $933 | $2K | $3K | 3.28% |
| L H WHITKER ENTERPRISES INC | 43 NORTHCREEKSIDE CT HOUSTON, TX 77055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $933 | $273 | $1K | 1.46% |
| ORLANDO MERCADO | 326 VILLA CANTO EL PASO, TX 79920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 35.02% |
| USI INSURANCE SERVICES LLC Filed as: USI SOUTHWEST INC | 9811 KATY FREEWAY HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $420 | $4K | 22.51% |
| G ZUBIA ENTERPRISES INC | 2417 MONTANA AVE EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $3K | 17.81% |
| LIZA VALERIA DOMINGUEZ | 652 WIND RIVER EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $482 | $278 | $760 | 4.27% |
| SA GENERAL AGNECY INC | 9385 MILLER LANE GARDENRIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $179 | $544 | $723 | 4.06% |
| HORIZON BENEFITS LLC | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $202 | $383 | $585 | 3.28% |
| CECILIA MARTINEZ MACKAY | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $359 | $111 | $470 | 2.64% |
| L H WHITAKER ENTERPRISES INC | 43 NORTHCREEKSIDE CT HOUSTON, TX 77055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $202 | $59 | $261 | 1.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 293 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 293 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.