| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | P.O. BOX 745977 AIS DB EB OP ACCOUNT LOS ANGELES, CA 90074 | METLIFE LEGAL PLANS, INC. | $4K | — | $4K | 7.09% |
| ALLIANT INSURANCE SERVICES, INC.3 | 3600 N. CAPITAL OF TEXAS HWY STE B-200 AUSTIN, TX 78746 | METLIFE LEGAL PLANS, INC. | $2K | $431 | $2K | 3.47% |
| ALLIANT INSURANCE SERVICES, INC.3 | P.O. BOX 8299 DB-EB OPERATING ACCOUNT PASADENA, CA 91109 | METLIFE LEGAL PLANS, INC. | — | $478 | $478 | 0.76% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1330 POST OAK BLVD. STE 300 HOUSTON, TX 77056 | METLIFE LEGAL PLANS, INC. | — | $5 | $5 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,343 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 2,016 | $287K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,028 | $427K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,426 | $770K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,656 | $375K |
| Other(6 contracts, 5 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,070 | $797K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,070 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.