| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDON K OVERBY3 | 820 GESSNER RD STE 250 HOUSTON, TX 77024 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 8.06% |
| LANDON K OVERBY3 | 820 GESSNER RD STE 250 HOUSTON, TX 77024 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | — | $15K | 12.96% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN FRED | 1776 YORKTOWN ST #450 HOUSTON, TX 77056 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 10.55% |
| TINSLEY INSURANCE3 | 820 GESSNER RD STE 250 HOUSTON, TX 77024 | STANDARD SECURITY LIFE | $2K | — | $2K | 5.00% |
| GPA3 | 12770 MERIT DRIVE DALLAS, TX 75251 | STANDARD SECURITY LIFE | $2K | — | $2K | 5.00% |
| LANDON K OVERBY3 | 820 GESSNER RD STE 250 HOUSTON, TX 77024 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 16.54% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GROUP PENSION ADMINISTRATORS, INC EIN 75-1617587 NONE | Legal; Contract Administrator; Insurance agents and brokers; Participant communication Service code 13 | — | $311K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 601 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 601 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 194 | $101K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 261 | $250K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 261 | $141K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE | 601 | $560K |
| Other | STANDARD SECURITY LIFE | 592 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 601 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.