| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS. SERV. INC. | 701 B STREET-STE 600 SAN DIEGO, CA 92101 | HUMANA HEALTH PLAN OF TEXAS, INC. | $22K | — | $22K | 3.23% |
| TCOR INSURANCE MANAGEMENT3 | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | HUMANA HEALTH PLAN OF TEXAS, INC. | $14K | — | $14K | 2.09% |
| INSURORS GROUP LLC3 | PO BOX 10587 COLLEGE STATION, TX 77842 | HUMANA HEALTH PLAN OF TEXAS, INC. | — | $306 | $306 | 0.05% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS. SERV. INC. | 701 B STREET-STE 600 SAN DIEGO, CA 92101 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 4.43% |
| TCOR INSURANCE MANAGEMENT3 | 1421 HANZ DRIVE NEW BRAUNSFELS, TX 78130 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 3.83% |
| INSURORS GROUP LLC3 Filed as: INSURORS GROUP, LLC | PO BOX 10587 COLLEGE STATION, TX 77842 | HUMANA INSURANCE COMPANY | — | $284 | $284 | 0.79% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FIN. SVCS. | 12404 PARK CENTRAL DRIVE-STE 400S DALLAS, TX 75251 | HUMANA INSURANCE COMPANY | — | $210 | $210 | 0.59% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS. SERV. INC. | 701 B STREET-STE. 600 SAN DIEGO, CA 92101 | DENTICARE, INC. | $181 | — | $181 | 3.97% |
| TCOR INSURANCE MANAGEMENT3 | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | DENTICARE, INC. | $179 | — | $179 | 3.93% |
| INSURORS GROUP LLC3 | PO BOX 10587 COLLEGE STATION, TX 77842 | DENTICARE, INC. | — | $138 | $138 | 3.03% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FIN SERVICES | 12404 PARK CENTRAL DR-STE 400S DALLAS, TX 75251 | DENTICARE, INC. | — | $129 | $129 | 2.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 91 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 94 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN OF TEXAS, INC. | 94 | $670K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 44 | $40K |
| Vision | HUMANA INSURANCE COMPANY | 44 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 94 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.