| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARIA P LIPSCOMB3 | PO BOX 691484 SAN ANTONIO, TX 78269 | HARTFORD LIFE AND ACCIDENT | $2K | $0 | $2K | 0.37% |
| STEVE J MARKEY3 | 414 COUNTRY LANE SAN ANTONIO, TX 78209 | HARTFORD LIFE AND ACCIDENT | $2K | $0 | $2K | 0.37% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | HARTFORD LIFE AND ACCIDENT | $924 | $0 | $924 | 0.19% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | HUMANA HEALTH PLAN OF TEXAS, INC. | $23K | $0 | $23K | 4.76% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHEM INSURANCE AGENCY | 500 W 13TH STREET AUSTIN, TX 78701 | HUMANA HEALTH PLAN OF TEXAS, INC. | $43 | $0 | $43 | 0.01% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $6K | $13K | 18.41% |
| CENTRO BENEFITS RESEARCH LLC3 | 200 GALLERIA PKWY SE, STE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN OF TEXAS, INC. | 108 | $477K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 134 | $72K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 134 | $72K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 153 | $487K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 134 | $72K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 134 | $72K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 153 | $559K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 153 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.