| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 2 PIERCE PL FLOOR 14 ITASCA, IL 601431203 | METROPOLITAN LIFE INSURANCE COMPANY | — | $41 | $41 | 0.01% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GRP | 106 S SAINT MARYS ST 1 ALAMO CENTER STE 800 SAN ANTONIO, TX 782053603 | METROPOLITAN LIFE INSURANCE COMPANY | — | $33 | $33 | 0.01% |
| GPA3 | 12770 MERIT DRIVE DALLAS, TX 75251 | RELIASTAR LIFE INSURANCE COMPANY | — | $14K | $14K | 2.86% |
| GPA3 | 12770 MERIT DRIVE DALLAS, TX 75251 | AIG | $9K | — | $9K | 10.00% |
| AMERICAN LIFE & CASUALTY3 Filed as: AMERICAN LIFE AND CASUALTY MKTG DIV | 11825 PENNSYLVANIA AVE CARMEL, IN 46032 | CONSECO HEALTH INSURANCE CO | $372 | — | $372 | 3.88% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | 1850 LOCKHILL SELMA SUITE 101 SAN ANTONIO, TX 78213 | CONSECO HEALTH INSURANCE CO | $354 | — | $354 | 3.69% |
| CHARLES M. DAVIS3 | 13007 PRINCE FOREST CT. SAN ANTONIO, TX 78230 | CONSECO HEALTH INSURANCE CO | $183 | — | $183 | 1.91% |
| PMA3 | 11825 PENNSYLVANIA ST. CARMEL, IN 46032 | CONSECO HEALTH INSURANCE CO | $144 | — | $144 | 1.50% |
| HOME OFFICE-COMMISSION BUYOUT3 | 11825 PENNSYLVANIA ST. CARMEL, IN 46032 | CONSECO HEALTH INSURANCE CO | $102 | — | $102 | 1.06% |
| JAMES M. ANDERSON3 | 1238 CHINKAPIN PLACE FLOWER MOUND, TX 75028 | CONSECO HEALTH INSURANCE CO | $96 | — | $96 | 1.00% |
| INSURANCE RECEIVABLES 6. LLC.3 Filed as: INSURANCE RECEIVABLES 6. LLC | 8888 KEYSTONE CROSSING SUITE 1700 INDIANAPOLIS, IN 46240 | CONSECO HEALTH INSURANCE CO | $56 | — | $56 | 0.58% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RICHARD S. LEE | 555 BAYVIEW DRIVE BELLEAIR, FL 33756 | CONSECO HEALTH INSURANCE CO | $28 | — | $28 | 0.29% |
| MICHAEL S DAVID3 | 5006 ABERDEEN PKWY AMARILLO, TX 79119 | CONSECO HEALTH INSURANCE CO | $12 | — | $12 | 0.13% |
| HOME OFFICE TPA PAYS COMMISSION3 Filed as: HOME OFFICE | 11825 PENNSYLVANIA ST. CARMEL, IN 46032 | CONSECO HEALTH INSURANCE CO | $3 | — | $3 | 0.03% |
| JAMES PERRY ZANDER3 Filed as: JAMES M. HOBBS | 4525 COLE AVE. APT. 1116 DALLAS, TX 75205 | CONSECO HEALTH INSURANCE CO | $1 | — | $1 | 0.01% |
| PAUL GRIFFIN3 | 12025 HUNTERS LAKE DR. NEW PORT RICHEY, FL 34654 | CONSECO HEALTH INSURANCE CO | $1 | — | $1 | 0.01% |
| ANDREI RADIVOYEVITCH3 | 1812 WHISPER BLUFF TRAIL HINCKLEY, OH 44233 | CONSECO HEALTH INSURANCE CO | $1 | — | $1 | 0.01% |
| LINDA TEETS3 | 5905 LOST OAKS DRIVE CARMEL, IN 46033 | CONSECO HEALTH INSURANCE CO | $1 | — | $1 | 0.01% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP LLC | 106 S ST. MARY'S STREET SUITE 800 SAN ANTONIO, TX 782053603 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $797 | — | $797 | 10.05% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEIFTS LLC | P.O. BOX 71542 CHICAGO, IL 606951542 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $548 | — | $548 | 6.91% |
| SHARON K CAREW3 | 2907 ELK RIVER TRAIL BULVERDE, TX 78163 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $323 | — | $323 | 4.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | TWO PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $122 | — | $122 | 1.54% |
| CORPORATE PLAN ADMINISTRATORS3 Filed as: CORPORATE PLAN ADAMS INC | 307 RIDGE BLUFF SAN ANTONIO, TX 78216 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.06% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GROUP & PENSION ADMINISTRATORS, INC EIN 75-1617587 BENEFIT ADMINISTRATOR | Claims processing; Plan Administrator; Other services Service code 12 | — | $285K |
| CATTO & CATTO BENEFITS, LLP EIN 74-2765358 BROKER | Insurance agents and brokers Service code 22 | — | $84K |
| GUNN GP, LLC EIN 74-3013501 OWNED BY PLAN SPONSOR | Other fees Service code 99 | — | $79K |
| DIXON HUGHES GOODMAN LLP EIN 56-0747981 ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 602 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 604 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 20 | $8K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,540 | $550K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 811 | $46K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,540 | $550K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,540 | $550K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,540 | $550K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 602 | $502K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,540 | $652K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,540 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.