| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH ST FORT WORTH, TX 76103 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | — |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH | 325 N KIRKWOOD RD STE 300 HOUSTON, TX 63122 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | — |
| IRB VENTURES LP3 Filed as: IRB VENTURES | 25282 NORTHWEST FWY SUITE 170 CYPRESS, TX 77429 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | — |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | METROPOLITAN LIFE INSURANCE COMPANY | $731 | $62 | $793 | — |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH ST FORT WORTH, TX 76102 | METROPOLITAN LIFE INSURANCE COMPANY | $731 | $14 | $745 | — |
| IRB VENTURES LP3 Filed as: IRB VENTURES | 25282 NORTHWEST FWY CYPRESS, TX 77429 | METROPOLITAN LIFE INSURANCE COMPANY | $73 | $0 | $73 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 410 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 410 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 419 | $0 |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 419 | $0 |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 419 | $0 |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 81 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 419 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.