| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH INS & INVESTMENT CORP | 4 CHASE METROTECH CTR FL 7E PO BOX 26945 BROOKLYN, NY 112450003 | METROPOLITAN LIFE INSURANCE COMPANY | $337K | $309K | $646K | 2.71% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. DBA TRION GROUP | MMC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $363K | — | $363K | 2.47% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADM. LLC | PO BOX 310502 DES MOINES, IA 50331 | RELIASTAR LIFE INSURANCE COMPANY | $1.1M | — | $1.1M | 64.06% |
| TEMPO HOLDINGS COMPANY LLC3 Filed as: TEMPO HOLDING COMPANY LLC | DBA ALIGHT SOLUTIONS LLC 4 OVERLOOK PT LINCOLNSHIRE, IL 60069 | RELIASTAR LIFE INSURANCE COMPANY | — | $84K | $84K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. DBA TRION GROUP, | MMC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $363K | — | $363K | 47.21% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMINISTRATION, LLC | PO BOX 310502 DES MOINES, IA 50331 | METLIFE LEGAL PLANS | $59K | $6K | $65K | 11.25% |
| HNI RISK SERVICES3 | PO BOX 510187 NEW BERLIN, WI 53151 | METLIFE LEGAL PLANS | — | $60 | $60 | 0.01% |
| SHAUGHNESSY J O3 | 707 SKOKIE BLVD. BLD#250 NORTHBROOK, IL 60062 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $23K | — | $23K | 6.35% |
| BRIAN G. ELLERMAN3 | 532 EARLSTON ROAD KENILWORTH, IL 60043 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 4.87% |
| THE HUNKEN AGENCY, INC.3 Filed as: THE HUNKEN AGENCY INC. | THE GUARDIAN LIFE INS. CO. OF AMER. 7 HANOVER SQUARE NEW YORK, NY 100042616 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 3.02% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | THE GUARDIAN LIFE INS. CO. OF AMER. 7 HANOVER SQUARE NEW YORK, NY 100042616 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 1.60% |
| H E INSURANCE INC3 Filed as: H E INSURANCE INC. | THE GUARDIAN LIFE INS. CO. OF AMER. 7 HANOVER SQUARE NEW YORK, NY 100042616 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 1.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. DBA TRION GROUP | MMC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $363K | — | $363K | 549.58% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS EIN 82-1061233 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $21.5M |
| ACCOLADE EIN 01-0969591 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $11.9M |
| CIGNA EIN 59-1031071 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $52K |
| MITCHELL & TITUS, LLP EIN 13-2781641 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $36K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 65,798 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 48,071 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 404 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 114,273 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | HMSA BLUE CROSS BLUE SHIELD OF HAWAII | 2,453 | $28.5M |
| Dental(5 contracts, 4 carriers) | HMSA BLUE CROSS BLUE SHIELD OF HAWAII | 22,979 | $16.7M |
| Vision(3 contracts, 3 carriers) | HMSA BLUE CROSS BLUE SHIELD OF HAWAII | 25,359 | $23.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 63,233 | $23.8M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,395 | $768K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 39,889 | $14.7M |
| Prescription drug(2 contracts, 2 carriers) | MEDICAL MUTUAL | 443 | $8.3M |
| Other(8 contracts, 7 carriers) | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | 57,672 | $10.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 63,233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.