| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMPELMAN INS AND INVESTMENTS3 Filed as: IMPELMAN INS 7 INVESTMENT SERVICES, | 613 NW LOOP 410 SUITE 195 SAN ANTONIO, TX 78216 | SUN LIFE | $102K | — | $102K | 11.03% |
| GPA3 | 12770 MERIT DRIVES DALLAS, TX 75251 | SUN LIFE | — | $17K | $17K | 1.86% |
| IMPELMAN INS AND INVESTMENTS3 Filed as: IMPELMAN INS AND INVESSTMENTS | 613 NW LOOP 410 SUITE 195 SAN ANTONIO, TX 78216 | SUN LIFE | $19K | $0 | $19K | 18.36% |
| IMPELMAN INS AND INVESTMENTS3 | 613 NW LOOP 410 SUITE 195 SDAN ANTONIO, TX 78216 | UNION SECURITY/UNITED DENTAL | $10K | $0 | $10K | 10.00% |
| IMPELMAN INS AND INVESTMENTS3 | 613 NW LOOP 410 SUITE 195 SAN ANTONIO, TX 78216 | COMPBENEFITS | $5K | $0 | $5K | 10.54% |
| IMPELMAN INS AND INVESTMENTS3 | 613 NW LOOP 410 SUITE 195 SAN ANTONIO, TX 78216 | SUN LIFE | $8K | $0 | $8K | 18.37% |
| IMPELMAN INS AND INVESTMENTS3 | 613 NW LOOP 410 SUITE 195 SAN ANTONIO, TX 78216 | FIDELITY SECURITY | $2K | $0 | $2K | 10.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 684 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 684 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | UNION SECURITY/UNITED DENTAL | 199 | $144K |
| Vision | FIDELITY SECURITY | 191 | $16K |
| Life insurance | SUN LIFE | 735 | $104K |
| Long-term disability | SUN LIFE | 735 | $45K |
| Stop-loss / reinsurancereinsurance | SUN LIFE | 684 | $922K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 735 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.