| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | HUMANA HEALTH PLAN OF TEXAS INC. | $17K | $0 | $17K | 3.26% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS LLC | 500 N. CENTRAL EXPRESSWAY SUITE 550 PLANO, TX 75074 | HUMANA HEALTH PLAN OF TEXAS INC. | $12K | $600 | $12K | 2.35% |
| AHRENS PENNY LLC3 | 1221 S MOPAC EXPY, STE. 160 AUSTIN, TX 78746 | HUMANA HEALTH PLAN OF TEXAS INC. | -$35 | $0 | -$35 | -0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC- DALLAS | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | HUMANA INSURANCE COMPANY | $6K | $0 | $6K | 7.31% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS LLC | 500 N. CENTRAL EXPRESSWAY SUITE 550 PLANO, TX 75074 | HUMANA INSURANCE COMPANY | $4K | $0 | $4K | 4.84% |
| AHRENS PENNY LLC3 | 1221 S MOPAC EXPY, STE. 160 AUSTIN, TX 78746 | HUMANA INSURANCE COMPANY | -$3K | $0 | -$3K | -4.36% |
| MARSH & MCLENNAN AGENCY LLC3 | 4411 98TH ST LUBBOCK, TX 79424 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $34 | $3K | 8.80% |
| BENEFITMALL3 Filed as: BENEFITMALL HOLDING INC. | DBA DKG INS FIN SERVICES INC 12404 PARK CENTRAL DR, STE. 400S DALLAS, TX 75251 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $3K | 8.67% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: TEXAS ASSOC INSURORS AGENCY LP | 1120 S CAPITAL OF TEXAS HWY BLDG 3 STE 300 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $462 | $2K | 6.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE, STE. 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $251 | $251 | 0.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 110 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN OF TEXAS INC. | 98 | $521K |
| Dental | HUMANA INSURANCE COMPANY | 105 | $76K |
| Vision | HUMANA INSURANCE COMPANY | 105 | $76K |
| Life insurance | HUMANA INSURANCE COMPANY | 105 | $76K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 110 | $35K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 110 | $35K |
| Other | HUMANA INSURANCE COMPANY | 105 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 110 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.