| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SHERLOCK INSURANCE AGENCY, INC.3 Filed as: SHERLOCK INSURANCE AGENCY INC | 4155 PHELAN BOULEVARD BEAUMONT, TX 77707 | BLUECROSS BLUESHIELD OF TEXAS | $16K | $1 | $16K | 9.80% |
| DEAN E. AUSTIN3 Filed as: DEAN & DRAPER INSURANCE AGENCY, LP | 3131 WEST ALABAMA STREET HOUSTON, TX 77098 | BLUECROSS BLUESHIELD OF TEXAS | — | $4K | $4K | 2.14% |
| CLEVELAND MACK SALES, INC DBA PERFO3 | 1263 US HIGHWAY 59 NORTH CLEVELAND, TX 77328 | BLUECROSS BLUESHIELD OF TEXAS | — | $2 | $2 | 0.00% |
| SHERLOCK INSURANCE AGENCY, INC.3 Filed as: SHERLOCK INSURANCE AGENCY | 4155 PHELAN BOULEVARD BEAUMONT, TX 77707 | DEARBORN LIFE INSURANCE COMPANY | $21K | — | $21K | 14.36% |
| CARTER BENEFITS SOLUTIONS LLC3 | 22411 WILDWOOD GROVER DRIVE KATY, TX 77450 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $99 | $6K | 7.36% |
| SHERLOCK INSURANCE AGENCY, INC.3 Filed as: SHERLOCK INSURANCE AGENCY INC | PO BOX 22237 BEAUMONT, TX 77720 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $427 | $5K | 6.32% |
| SUSAN B STEELE3 | 415 NORTH 6TH STREET NEDERLAND, TX 77627 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $696 | $32 | $728 | 0.88% |
| DARIN POTTS3 | 100 DETERING STREET APARTMENT 2128 HOUSTON, TX 77007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $309 | $142 | $451 | 0.55% |
| JAMES CHRISTOPHER TODD3 | 3004 KEYSTONE STREET LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $298 | — | $298 | 0.36% |
| JENNIFER CHRISTINE ESKINA3 | PO BOX 92828 AUSTIN, TX 78709 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $216 | $41 | $257 | 0.31% |
| DEBORAH A CHILDRESS3 | 1907 ASH STREET TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $177 | — | $177 | 0.21% |
| MICHELLE HENRIETTA CHARLES3 | 1234 KINGS CREEK TRAIL MISSOURI CITY, TX 77459 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $135 | — | $135 | 0.16% |
| STACEY D KELLEN3 | 22411 WILDWOOD GROVE DRIVE KATY, TX 77450 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $95 | — | $95 | 0.11% |
| MPART BENEFITS INC3 | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $23 | $48 | 0.06% |
| KAREN WINRICH3 | 1460 EAST WHITESTONE BOULEVARD CEDAR PARK, TX 78613 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | $11 | $45 | 0.05% |
| SHELLIE LYN COX3 | 6015 MCCANN ROAD LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.03% |
| THOMAS SNYDER3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $12 | $20 | 0.02% |
| BRUCE D AKERS3 | 2383 CALYPSO LANE LEAGUE CITY, TX 77573 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| KAREN TYLER-DUNN3 | 714 SEYMOUR DRIVE FIRSCO, TX 75033 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| PATRICK ALLEN BAKER3 | 4606 WINCHESTER DRIVE BRYAN, TX 77802 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| SA GENERAL AGENCY INC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $3 | $6 | 0.01% |
| KENNETH B BOYLES3 | PO BOX 7120 THE WOODLANDS, TX 77387 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| SHERLOCK INSURANCE AGENCY, INC.3 Filed as: SHERLOCK INSURANCE AGENCY | 4155 PHELAN BOULEVARD BEAUMONT, TX 77707 | DEARBORN LIFE INSURANCE COMPANY | $3K | — | $3K | 9.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 320 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 449 | $312K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 183 | $28K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 338 | $147K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 338 | $147K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 338 | $147K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 338 | $230K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 449 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.