| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GFL & ASSOCIATES LLC3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | HUMANA HEALTH PLAN OF TEXAS, INC. | $64K | — | $64K | 3.01% |
| GEORGE F LONG3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | HUMANA HEALTH PLAN OF TEXAS, INC. | $63K | — | $63K | 2.96% |
| GFL & ASSOCIATES LLC3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | HUMANADENTAL INSURANCE COMPANY | $10K | — | $10K | 5.00% |
| GEORGE F LONG3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | HUMANADENTAL INSURANCE COMPANY | $9K | — | $9K | 4.96% |
| GFL & ASSOCIATES LLC3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | HUMANA HEALTH PLAN OF TEXAS, INC. | $10K | — | $10K | 5.82% |
| GFL & ASSOCIATES LLC3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | ALLSTATE | $47K | — | $47K | 58.42% |
| DKG INSURANCE & FINANCIAL SERVICES3 Filed as: DKG INS & FINL SVCS INC | 4851 LBJ FREEWAY SUITE 1100 DALLAS, TX 75244 | ALLSTATE | $4K | — | $4K | 4.52% |
| GFL & ASSOCIATES LLC3 Filed as: GFL & ASSOCIATES, LLC | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 4.98% |
| GEORGE F LONG3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TN 78216 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 4.90% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN INC | PO BOX 1313 ORLANDO, FL 32802 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 2.51% |
| GEORGE F LONG3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 5.22% |
| GFL & ASSOCIATES LLC3 Filed as: GFL & ASSOCIATES, LLC | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 4.76% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN INC | PO BOX 1313 ORLANDO, FL 32802 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 2.62% |
| GFL & ASSOCIATES LLC3 Filed as: GFL & ASSOCIATES, LLC | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 5.14% |
| GEORGE F LONG3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 4.86% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN INC | PO BOX 1313 ORLANDO, FL 32802 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 2.43% |
| GFL & ASSOCIATES LLC3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | HUMANADENTAL INSURANCE COMPANY | $2K | — | $2K | 9.61% |
| GFL & ASSOCIATES LLC3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | ALLSTATE | $4K | — | $4K | 57.81% |
| DKG INSURANCE & FINANCIAL SERVICES3 Filed as: DKG INS & FINL SVCS INC | 4851 LBJ FREEWAY SUITE 1100 DALLAS, TX 75244 | ALLSTATE | $332 | — | $332 | 4.49% |
| GFL & ASSOCIATES LLC3 Filed as: GFL & ASSOCIATES, LLC | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $468 | — | $468 | 8.42% |
| GEORGE F LONG3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TN 78216 | STANDARD INSURANCE COMPANY | $33 | — | $33 | 0.59% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN INC | PO BOX 1313 ORLANDO, FL 32802 | STANDARD INSURANCE COMPANY | $16 | — | $16 | 0.29% |
| GFL & ASSOCIATES LLC3 Filed as: GFL & ASSOCIATES, LLC | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $379 | — | $379 | 8.57% |
| GEORGE F LONG3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $23 | — | $23 | 0.52% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN INC | PO BOX 1313 ORLANDO, FL 32802 | STANDARD INSURANCE COMPANY | $11 | — | $11 | 0.25% |
| GFL & ASSOCIATES LLC3 Filed as: GFL & ASSOCIATES, LLC | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $402 | — | $402 | 9.16% |
| GEORGE F LONG3 | 10101 REUNION PLACE SUITE 300 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $13 | — | $13 | 0.30% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN INC | PO BOX 1313 ORLANDO, FL 32802 | STANDARD INSURANCE COMPANY | $7 | — | $7 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 369 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 373 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA HEALTH PLAN OF TEXAS, INC. | 323 | $2.3M |
| Dental(2 contracts) | HUMANADENTAL INSURANCE COMPANY | 356 | $207K |
| Vision(2 contracts) | HUMANADENTAL INSURANCE COMPANY | 356 | $207K |
| Life insurance(2 contracts) | STANDARD INSURANCE COMPANY | 369 | $53K |
| Short-term disability(4 contracts, 2 carriers) | ALLSTATE | 230 | $140K |
| Long-term disability(4 contracts, 2 carriers) | ALLSTATE | 369 | $148K |
| Other(4 contracts, 2 carriers) | ALLSTATE | 369 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 369 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.