| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 101 PARK AVE 14TH FLOOR NEWYORK, NY 10178 | BLUE CROSS BLUE SHIELD OF TEXAS | $9K | $23K | $31K | 0.76% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N. CLARK STREET CHICAGO, IL 60654 | BLUE CROSS BLUE SHIELD OF TEXAS | $0 | $8K | $8K | 0.19% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | BLUE CROSS BLUE SHIELD OF TEXAS | -$9K | $0 | -$9K | -0.21% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 101 PARK AVE 14TH FL NEW YORK, NY 10178 | STANDARD INSURANCE COMPANY | $10K | $0 | $10K | 5.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET 6TH FL SAN DIEGO, CA 92101 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 2.09% |
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | STANDARD INSURANCE COMPANY | -$21 | $0 | -$21 | -0.01% |
| REUBEN WARNER ASSOCIATES, INC.3 | 1655 RICHMAND AVENUE STATEN ISLAND, NY 10314 | ACE AMERICAN INSURANCE COMPANY | $624 | $0 | $624 | 20.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: CRYSTAL IBC LLC - ALLIANT | 101 PARK AVENUE 12FL NEW YORK, NY 10016 | ACE AMERICAN INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET 6TH FL SAN DIEGO, CA 96101 | STANDARD INSURANCE COMPANY | $976 | $0 | $976 | — |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 101 PARK AVE 14TH FL NEW YORK, NY 10178 | STANDARD INSURANCE COMPANY | $842 | $0 | $842 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,171 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 917 | $4.1M |
| Dental(2 contracts, 2 carriers) | ALPHA DENTAL PROGRAMS, INC. | 700 | $0 |
| Vision(2 contracts) | EYEMED VISION CARE | 828 | $63K |
| Life insurance | STANDARD INSURANCE COMPANY | 975 | $174K |
| Long-term disability | STANDARD INSURANCE COMPANY | 618 | $0 |
| Prescription drug | BLUE CROSS BLUE SHIELD OF TEXAS | 917 | $4.1M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF TEXAS | 917 | $4.1M |
| Other(2 contracts, 2 carriers) | TAX SAVER PLAN | 1,171 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.