| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | TWO PIERCE PLACE ITASCA, IL 60143 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $2K | $12K | 17.96% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | TWO PIERCE PLACE ITASCA, IL 60143 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $1K | $9K | 17.50% |
| JIM C. HARRIS & COMPANY, LLP3 | P.O. BOX 681276 HOUSTON, TX 772681276 | COMPBENEFITS INSURANCE CO | $2K | — | $2K | 8.33% |
| KELLY SCOTT AND COMPANY3 | 604 MASON ST TOMBALL, TX 77375 | COMPBENEFITS INSURANCE CO | $290 | — | $290 | 1.50% |
| JIM C. HARRIS & COMPANY, LLP3 | P.O. BOX 681276 HOUSTON, TX 772681276 | COMPBENEFITS INSURANCE CO | $901 | — | $901 | 7.72% |
| KELLY SCOTT AND COMPANY3 | 604 MASON ST TOMBALL, TX 77375 | COMPBENEFITS INSURANCE CO | $246 | — | $246 | 2.11% |
| JIM C. HARRIS & COMPANY, LLP3 | P.O. BOX 681276 HOUSTON, TX 772681276 | COMPBENEFITS INSURANCE CO | $797 | — | $797 | 7.19% |
| KELLY SCOTT AND COMPANY3 | 604 MASON ST TOMBALL, TX 77375 | COMPBENEFITS INSURANCE CO | $147 | — | $147 | 1.33% |
| L H WHITAKER ENTERPRISES INC | 43 NORTHCREEKSIDE CT HOUSTON, TX 77055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $477 | $80 | $557 | 5.05% |
| JIM C. HARRIS & COMPANY, LLP | 14425 TORREY CHASE BLVD HOUSTON, TX 77014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $314 | — | $314 | 2.85% |
| B T WILKING INC | 18700 PALM BEACH BLVD. MONTGOMERY, TX 77356 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $119 | $18 | $137 | 1.24% |
| HONORIO GUILLERMO AQUINO | 15 WATERFALL WAY THE WOODLANDS, TX 77375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | $17 | $95 | 0.86% |
| HORIZON BENEFITS LLC | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $17 | $57 | 0.52% |
| SA GENERAL AGENCY INC | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | $8 | $52 | 0.47% |
| MICHAEL ANTHONY CHANDLER Filed as: MICHAEL A CHANDLER | 16927 UNION CAVERN SAN ANTONIO, TX 78247 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | — | $51 | 0.46% |
| ROBIN LEIGH TELLEZ | 1210 HAMBLEN ROAD SUITE 400 KINGWOOD, TX 77339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.18% |
| NANCY LAPHAM | PO BOX 711450 HOUSTON, TX 77271 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.15% |
| BETH R. PETERSON | 14315 OVERBROOK HOUSTON, TX 77077 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.11% |
| BRUCE D AKERS | 2383 CALYPSO LANE LEAGUE CITY, TX 77573 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.10% |
| ROSALINDA BENTANCUR | 2035 ALTA VISTA HOUSTON, TX 77023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.07% |
| ROGER LAPHAM | PO BOX 711450 HOUSTON, TX 77271 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.05% |
| ROBERT J HUMPHREY | 9043 SANDSTONE HOUSTON, TX 77036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| KENNETH B BOYLES Filed as: KENNETH BOYLES | PO BOX 7120 THE WOODLANDS, TX 77387 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| USI INSURANCE SERVICES LLC | PO BOX 24080 FT. LAUDERDALE, FL 33307 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| WILLIAM COVINGTON | 1106 BROOKHOLLOW DR DEER PARK, TX 77536 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| L H WHITAKER ENTERPRISES INC3 | 43 NORTHCREEKSIDE CT HOUSTON, TX 77055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $271 | $40 | $311 | 3.79% |
| JIM C. HARRIS & COMPANY, LLP3 | 14425 TORREY CHASE BLVD HOUSTON, TX 77014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $203 | — | $203 | 2.47% |
| B T WILKING INC3 | 18700 PALM BEACH BLVD. MONTGOMERY, TX 77356 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | $12 | $88 | 1.07% |
| ROSALINDA BENTANCUR3 | 2035 ALTA VISTA HOUSTON, TX 77023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $69 | $7 | $76 | 0.93% |
| SA GENERAL AGENCY INC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $4 | $29 | 0.35% |
| HORIZON BENEFITS LLC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $10 | $26 | 0.32% |
| NANCY LAPHAM3 | PO BOX 711450 HOUSTON, TX 77271 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $5 | $21 | 0.26% |
| BETH R. PETERSON3 | 14315 OVERBROOK HOUSTON, TX 77077 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.13% |
| BRUCE D AKERS3 | 2383 CALYPSO LANE LEAGUE CITY, TX 77573 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.10% |
| EMPLOYEE BENEFIT SPEC INC3 | 10330 LAKE RD HOUSTON, TX 77070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.07% |
| JOHN ROE3 | 42006 MILL CREEK RD MAGNOLIA, TX 77354 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| KELLY SCOTT AND COMPANY | 604 MASON ST TOMBALL, TX 773754477 | COMPBENEFITS INSURANCE CO | $730 | — | $730 | 9.82% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | TWO PIERCE PLACE ITASCA, IL 60143 | HARTFORD LIFE AND ACCIDENT | -$14 | $1K | $1K | 23.61% |
| JIM C. HARRIS & COMPANY, LLP3 | PO BOX 681276 HOUSTON, TX 772681276 | COMPBENEFITS INSURANCE CO | $389 | — | $389 | 7.42% |
| KELLY SCOTT AND COMPANY3 | 604 MASON ST TOMBALL, TX 77375 | COMPBENEFITS INSURANCE CO | $65 | — | $65 | 1.24% |
| JIM C. HARRIS & COMPANY, LLP | PO BOX 681276 HOUSTON, TX 772681276 | COMPBENEFITS INSURANCE CO | $256 | — | $256 | 9.97% |
| L H WHITAKER ENTERPRISES INC3 | 43 NORTHCREEKSIDE CT HOUSTON, TX 77055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 3.23% |
| JIM C. HARRIS & COMPANY, LLP3 | 14425 TORREY CHASE BLVD HOUSTON, TX 77014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 2.31% |
| B T WILKING INC | 18700 PALM BEACH BLVD. MONTGOMERY, TX 77356 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.92% |
| HORIZON BENEFITS LLC | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.69% |
| SA GENERAL AGENCY INC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.46% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 PLAN ADMINISTRATOR | Contract Administrator Service code 13 | 4300 CENTREWAY PLACE ARLINGTON, TX 76018 | $100K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 766 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 766 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(3 contracts) | COMPBENEFITS INSURANCE CO | 70 | $19K |
| Life insurance(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 658 | $140K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 658 | $5K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 658 | $55K |
| Other(5 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 658 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 658 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.