| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LINDA J BILLINGS3 | 1409 FALCON AVE MCALLEN, TX 78504 | AFLAC | $11K | $711 | $12K | 9.82% |
| STEPHANIE P CAVAZOS3 | 2207 N 23RD ST MCALLEN, TX 78501 | AFLAC | $5K | $391 | $5K | 4.39% |
| KAREN LIZETH LONGORIA3 | 709 N GLASSCOCK RD MISSION, TX 78572 | AFLAC | $4K | $177 | $4K | 3.13% |
| CAROL ANN KEITH3 | 2211 N 23RD ST MCALLEN, TX 78501 | AFLAC | $3K | $301 | $3K | 2.82% |
| ISABEL CANTU3 | 3102 HACKBERRY AVE MISSION, TX 78574 | AFLAC | $3K | $220 | $3K | 2.25% |
| ASHLEY K VARGAS3 | 3416 WATER LILLY AVE MCALLEN, TX 78504 | AFLAC | $780 | $184 | $964 | 0.78% |
| LILIANA LUNA3 | 5011 AGUAJITO ST EDINBURG, TX 78542 | AFLAC | $289 | $70 | $359 | 0.29% |
| CARLA CAMACHO3 | 2606 PFEIFFER ST EDINBURG, TX 78542 | AFLAC | $339 | $0 | $339 | 0.27% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $191 | $0 | $191 | 0.15% |
| NANCY R ESCOBEDO3 | 421 DULCE BROWNSVILLE, TX 78520 | AFLAC | $188 | $0 | $188 | 0.15% |
| BILLY KEITH3 | 3827 N 10TH ST STE 303 MCALLEN, TX 78501 | AFLAC | $166 | $0 | $166 | 0.13% |
| MONICA SANCHEZ SANTOS3 | PO BOX 5493 MCALLEN, TX 78502 | AFLAC | $59 | $0 | $59 | 0.05% |
| LUZ M MARTINEZ3 | 5808 N BROADWAY ST MCALLEN, TX 78504 | AFLAC | $53 | $0 | $53 | 0.04% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $41 | $0 | $41 | 0.03% |
| CHARLES E CAVAZOS3 | 3002 HACKBERRY AVE MISSION, TX 78574 | AFLAC | $39 | $0 | $39 | 0.03% |
| JOHN R PHILLIPS3 | PO BOX 4751 EDINBURG, TX 78540 | AFLAC | $30 | $0 | $30 | 0.02% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $25 | $0 | $25 | 0.02% |
| BILLY KEITH3 | 3827 N 10TH ST STE 303 MCALLEN, TX 78501 | AFLAC | $9 | $0 | $9 | 0.01% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $7 | $0 | $7 | 0.01% |
| ANDREW M GARCIA3 | 906 CARMEL PARKWAY CORPUS CHRISTI, TX 78411 | AFLAC | $4 | $0 | $4 | 0.00% |
| JOE A DEPASQUAL3 | 403 N FM 113 WEATHERFORD, TX 76088 | AFLAC | $3 | $0 | $3 | 0.00% |
| CHARLES MCCRANN3 | PO BOX 6971 CORPUS CHRISTI, TX 78466 | AFLAC | $3 | $0 | $3 | 0.00% |
| ARMANDO R VILLARREAL3 | 803 PARKVIEW CIRCLE HARLINGEN, TX 78550 | AFLAC | $2 | $0 | $2 | 0.00% |
| ELADIO MOREN DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $2 | $0 | $2 | 0.00% |
| FLOREA ARIZPE FLORES3 | 416 W SAMANO ST EDINBURG, TX 78539 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARK WOOD3 Filed as: MARK C WOOD | 2912 MAPLE CREEK DR FORT WORTH, TX 76177 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 200 | $124K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.