| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC - WORTHAM HOUSTON | 2727 ALLEN PKWY HOUSTON, TX 770192115 | UNITEDHEALTHCARE INSURANCE COMPANY | $176K | — | $176K | 10.56% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | P. O. BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | UNITEDHEALTHCARE INSURANCE COMPANY | $56K | — | $56K | 3.38% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L. WORTHAM & SON, LP | P. O. BOX 1388 HOUSTON, TX 772511388 | UNITEDHEALTHCARE INSURANCE COMPANY | $19 | — | $19 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | P. O. BOX 1388 HOUSTON, TX 772511388 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | $24 | $22K | 7.16% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1900 WEST LOOP S STE 1600 HOUSTON, TX 770273295 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $41 | $7K | 2.29% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP A MARSH MCLENNAN AGENCY | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 0.98% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L. WORTHAM & SON LP | P. O. BOX 301598 DALLAS, TX 753031598 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $911 | $911 | 0.30% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1111 SUPERIOR AVE STE 1601 CLEVELAND, OH 441142522 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $10 | $10 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | P. O. BOX 1388 HOUSTON, TX 772511388 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $24 | $10K | 3.28% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP A MARSH MCLENNAN AGENCY | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.41% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1900 WEST LOOP S STE 1600 HOUSTON, TX 770273295 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $41 | $1K | 0.49% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L. WORTHAM & SON LP | P. O. BOX 301598 DALLAS, TX 753031598 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.40% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | P. O. BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $939 | $939 | 0.31% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1111 SUPERIOR AVE E STE 1601 CLEVELAND, OH 441142522 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $10 | $10 | 0.00% |
| INSGROUP INC3 | 5151 SAN FELIPE ST FLR 17 HOUSTON, TX 77056 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $291 | — | $291 | 15.01% |
| TEXAS AUTO DEALERS ASSOCIATION3 Filed as: TEXAS ASSOC OF BUS AND CH | 1209 NUECES AUSTIN, TX 78701 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $145 | $145 | 7.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 574 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 574 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 516 | $1.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 516 | $1.7M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 516 | $1.7M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 570 | $305K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 566 | $300K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 566 | $300K |
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE INSURANCE COMPANY | 516 | $1.7M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 570 | $307K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 570 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.