No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 151 FARMINGTON AVE HARTFORD, CT 06156 | $737K |
| NAVITUS NONE | Direct payment from the plan; Insurance services Service code 23 | 2601 WEST BELTLINE HIGHWAY SUITE 600 MADISON, WI 53713 | $389K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Actuarial; Direct payment from the plan Service code 11 | 5057 KELLER SPRINGS RD SUITE 110 ADDISON, TX 75001 | $184K |
| BENEFIT RESOURCES, INC. EIN 76-0560942 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 8441 GULF FREEWAY SUITE 304 HOUSTON, TX 77017 | $150K |
| HEALTHLINX NONE | Direct payment from the plan; Consulting (general) Service code 16 | 12481 SOUTH FORT ST SUITE 100 DRAPER, UT 84020 | $72K |
| SOUTHEAST CHAPTER OF NECA EIN 74-1003971 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 2825 WILCREST SUITE 303 HOUSTON, TX 77042 | $27K |
| PATRICK FLYNN EIN 76-0440964 NONE | Legal; Direct payment from the plan Service code 29 | 1225 N LOOP HOUSTON, TX 77008 | $20K |
| EDWARDS AND LEATHERS, P.C. EIN 20-8739519 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | PO BOX 860 BAYTOWN, TX 77521 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,001 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,019 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | BERKSHIRE HATHAWAY SPECIALTY INSURANCE CO | 2,019 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,019 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.