| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMCORP3 Filed as: AMCORP INSURANCE & FINANCIAL SERVIC | 3519 PAESANOS PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $27K | — | $27K | 15.00% |
| AMCORP3 Filed as: AMCORP INSURANCE & FINANCIAL SERVIC | 3519 PAESANOS WAY SUITE 106 SAN ANTONIO, TX 78231 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| AMCORP3 | 3519 PAESANO PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $570 | — | $570 | 3.34% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $427 | — | $427 | 2.51% |
| CINDY V SHIELDS3 | 3434 FM 1346 LAVERNIA, TX 78121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $391 | — | $391 | 2.29% |
| CHRISTOPHER J WILSON3 | 6575 PFEIL ROAD SCHERTZ, TX 78154 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $120 | — | $120 | 0.70% |
| SHARON L JOHNSON3 | 2887 GOAT CREEK ROAD #232 KERRVILLE, TX 78028 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | — | $42 | 0.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.04% |
| SHARON L JOHNSON3 | 409 COLONY DRIVE CORPUS CHRISTI, TX 78412 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| GILLIAN C SPENGLER3 | 51 WEST BAR LE DOC DRIVE CORPUS CHRISTI, TX 78414 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $707 | — | $707 | 4.68% |
| AMCORP3 | 3519 PAESANO PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $678 | — | $678 | 4.49% |
| CINDY V SHIELDS3 | 3434 FM 1346 LAVERNIA, TX 78121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $345 | — | $345 | 2.28% |
| CHRISTOPHER J WILSON3 | 6575 PFEIL ROAD SCHERTZ, TX 78154 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $139 | — | $139 | 0.92% |
| SHARON L JOHNSON3 | 2887 GOAT CREEK ROAD #232 KERRVILLE, TX 78028 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $51 | — | $51 | 0.34% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $19 | — | $19 | 0.13% |
| SHARON L JOHNSON3 | 409 COLONY DRIVE CORPUS CHRISTI, TX 78412 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 0.10% |
| GILLAN C SPENGLER3 | 51 WEST BAR LE DOC DRIVE CORPUS CHRISTI, TX 78414 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| AMCORP3 | 3519 PAESANO PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $491 | — | $491 | 7.64% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $401 | — | $401 | 6.24% |
| CINDY V SHIELDS3 | 3434 FM 1346 LAVERNIA, TX 78121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $385 | — | $385 | 5.99% |
| CHRISTOPHER J WILSON3 | 6575 PFEIL ROAD SCHERTZ, TX 78154 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | — | $30 | 0.47% |
| SHARON L JOHNSON3 | 2887 GOAT CREEK ROAD #232 KERRVILLE, TX 78028 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.08% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $210 | — | $210 | 5.03% |
| AMCORP3 | 3519 PAESANO PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $208 | — | $208 | 4.98% |
| CHRISTOPHER J WILSON3 | 6575 PFEIL ROAD SCHERTZ, TX 78154 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $44 | — | $44 | 1.05% |
| CINDY V SHIELDS3 | 3434 FM 1346 LAVERNIA, TX 78121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $44 | — | $44 | 1.05% |
| SHARON L JOHNSON3 | 2887 GOAT CREEK ROAD #232 KERRVILLE, TX 78028 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22 | — | $22 | 0.53% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARY BENEFITS LLC | PO BOX 71542 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 330 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 359 | $18K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 266 | $31K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 390 | $182K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 390 | $182K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 390 | $182K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 330 | $527K |
| Other(5 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 390 | $225K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 390 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.